Eat into the flesh! The three-bedroom apartment in Haofei was bought into the market 5 years ago with the help of “Breathe Plan” and the book value of the three-bedroom apartment suffered a tragic loss of NT$9.624 million | The second-hand loss caused the luxury house in Ho Man Tin to be sold in Haofei. According to market news, the latest transaction with a large loss was recorded in the account of the three-bedroom apartment. Lost nearly 10 million yuan.
Ho Man Tin luxury homes are on the market with frequent losses. Market news indicates that the housing estate has recently recorded a large loss in transactions. A three-bedroom unit was recently sold for NT$15.85 million. The transaction price is higher than the listing price in May 2021. 27.5 million yuan, a sharp decrease of 11.65 million yuan or 42%; at the same time, compared with the original owner’s purchase price of 25.474 million yuan 5 years ago, the current book loss is as high as 9.624 million yuan, a substantial depreciation of approximately 37.8% during the period; if combined with Calculating the cost, it turns out that the actual loss exceeds 10 million yuan.
The above-mentioned unit for sale is a low-rise Room A in Block 3, with a usable area of 865 square feet. It is a three-bedroom apartment with a separate worker’s room. Based on the latest transaction price of NT$15.85 million, the average price per square foot is approximately NT$18.324. According to data, the original owner entered the market in 2019 through a mortgage plan commonly known as “Breathing Plan” and used the “Super Mortgage” provided by the developer’s designated financial company at the time to undertake high-yield mortgages. One of the mortgages involved the highest building. The maximum price of the second mortgage is 20%, and the total of the two mortgage loans is not higher than 80% of the house price. The mortgage term is also 5 years, and the interest payment during the period is not the principal.
Since the mortgage part can reach up to 80% of the property price, the buyer does not need to repay the principal during the period. In addition, the property is sold at a loss, and the book has lost nearly 38%. Even if the unit is successfully sold this time, the expected amount Not enough to pay off the mortgage.
Take a look at Ho Man Tin Haoran for sale now (HOUSE730)
The original article was published on AM730
2024-02-06 10:20:12
#Eat #flesh #years #entered #market #Breathing #Plan #threebedroom #apartment #Haofan #suffered #tragic #loss #million #Secondhand #loss
