Published on by FranceTransactions.com
Updated
Special welcome offer Placement-Direct Vie!
Up to €400 offered under conditions with the code BELL400 on your Placement-Direct Vie online life insurance contract for any first subscription made before April 30, 2022 with:
- a minimum payment of €5,000,
- a minimum investment of 40% in Unit-Linked (excluding ETFs).
DIRECT PLACEMENT: Promotional offer currently in effect
Up to 400 euros offered on the new PLACEMENT-DIRECT VIE life insurance policy, the cheapest on the market!
Deadline to take advantage : 30/04/2022
Description : Up to €400 offered under conditions with the code CLOCHE400 on your online life insurance contract Placement-direct Vie: For any first subscription to a life insurance contract Placement-direct Vie carried out between April 12, 2022 and on April 30, 2022 with a minimum payment of €5,000 from funds newly entrusted to Placement-direct.fr and a minimum investment of 40% in Unit-Linked except index funds (ETF) Placement-direct.fr offers you, in the form of payment on your Placement-direct Vie life insurance contract, 1% of the amount invested at the opening (offer capped at €400 and cannot be combined with other current offers), i.e. €50 for a payment of €5,000 of which €2,000 invested in Units of Account, €100 for €10,000 invested of which €4,000 in Units of Account; €400 for €40,000 invested including €16,000 in Unit-Linked.
Other info : Investment in Unit-Linked supports bears a risk of capital loss since their value is subject to upward and downward fluctuation depending in particular on the evolution of the financial markets. The insurer commits to the number of Units of Account and not to their value, which it does not guarantee. By accepting this offer, the subscriber undertakes not to carry out redemption during the first year. Redemption during the first year remains possible. In this case, the subscriber undertakes to reimburse Placement-direct.fr the amount received in proportion to the redemption made. For example, for an initial investment of €10,000, in the event of redemption of €3,000 in the first year, the subscriber who has benefited from the offer will have to repay €30 out of the €100 initially received. Offer cannot be combined with other current offers.
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A contract that will be acclaimed by the financial press!
If its previous version was acclaimed by the financial press, we would not understand why this new version, Placement-Direct Vie, even less expensive with more reduced management fees, in particular on unit-linked accounts, would not collect all the trophies of the financial press. Placement-Direct Vie is an individual life insurance policy, denominated in units of account and in euros, insured by SwissLife Assurance et Patrimoine. Internet contract with 0% entry fees, Darjeeling offers access to more than 1,300 Units of Account as well as a fund in euros subsidized according to the share of Units of Account and the outstanding amount. In the event of turbulence on the financial markets, this contract has the advantage of allowing everything to be invested in the fund in euros.
Lowest fees on the market
- 0% fees on payments,
- 0% fees on arbitrations,
- 0% automatic arbitration fees,
- 0% redemption fee,
- 0.60% annual management fee on the fund in euros,
- 0.50% annual management fee on account units,
- 0.80% annual management fees on ETFs,
- 0.10% investment and divestment costs on ETFs,
- 0.45% on direct shares, plus financial transaction tax (FTT) on the shares concerned,
- 0.40% in addition to the delegated allocation management fees (only for the part invested in Account Units under delegated allocation),
- 3.04% cost of an advance in 2022 for General Asset Backed Contracts (Euro Funds) SwissLife,
3.00% management fees on annuity arrears.
Euro funds
We do not change a winning team, the insurer of this contract is Swiss Life Assurance and Heritage. The fund in euros is identical to that of the Darjeeling contract. The performance bonuses allocated by the insurer, after last year, boost its performance. Be careful however, the conditions for benefiting from the maximum bonus are difficult to achieve, to say the least. The fund in euros remains the same as that offered on the DARJEELING contract. Performance bonuses are therefore numerous, but subject to conditions.
For example, the performance bonuses awarded in 2021.
| Current amount |
|
||||
|
Share of units of account in savings |
>= 60% |
>=40% |
>=30% |
||
| < 30% |
< 250.000€ |
2,70% |
2,10% |
1,30% |
|
| 1,00% |
> 250.000€ |
2,90% |
2,30% |
1,50% |
|
1,20%
Past performance is not indicative of future performance and is not constant over time, particularly with regard to the increase in the rate of return over time depending on the share of Units of Account and the outstanding amount of the contract. Rate net of contract management fees, before social and tax deductions. Unit-linked products present a risk of capital loss.
| All the welcome offers offered by Placement Direct | Products | Offer details |
|---|---|---|
| Learn more | PLACEMENT-DIRECT LIFE |  |
| See the PLACEMENT-DIRECT VIE offer | ||
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Offers subject to conditions. Indicative data only. Warning
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: Investments made in units of account present a risk of capital loss, and are not guaranteed by the insurer. Its commitment is limited to the number of units of account held and not to their value. Past performance is not indicative of future performance and is not constant over time.
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