Hi, everyone,
I have requested an online loan from Targobank for 6,000 euros with a term of 24 months for a larger purchase as a supplement to the cash.
I am married and have one child, but I signed up the loan to myself. So my wife is not an applicant (but also earns her own money) and is not considered.
My mon. Net income is around 3,300 euros and I live in a property, a permanent place of residence (no change of residence for 10 years), a permanent job (no temporary contract) since 2008 with one of the five largest German industrial companies. I currently have a loan from mon for the renovation of the house. 400, – € to be paid off. With the loan, the house is encumbered in the land register.
My Creditreform Boniversum score is 932 and I have no negative entries. This means that the SCHUFA rating is 93.2%. No negative entries.
How high is the probability (possibly from experience) that my loan application will also be approved?
– .
