The HYPE online current account, in addition to the handy smartphone app, can be managed very easily directly from web services. It is also available for minors, to manage finances and savings, at affordable costs.
HYPE S.p.A. today it represents a project that has had a good success in terms of diffusion among the plethea of Italian current account holders. Developed and managed by the group Sella Bank, in fact it constitutes the set of web services for cards and accounts of the same group.
It’s not that long since the Hype online current account is present in the banking scene: it was born in 2015 with the desire to make the management of an online current account easier and cheaper, through the use of a multifunction app. As we will see later, the customer can associate three distinct debit cards to a HYPE account: the Start, Premium and Next plans stand out – which recently replaced the Plus version – the last two optional with respect to the free HYPE offer.
Furthermore, we will see in summary the most interesting opinions of those who have already tried this online current account: does satisfaction prevail or instead is there some aspect that is wrong with the customer? Let’s find out.
HYPE online current account: the reference context
Before we take a close look at the offers of Hype online current account, it is advisable to give some information about HYPE SpA
As can be found indicated on the official website of HYPE, it is a team of professionals with the aim of revolutionizing the daily management of millions of people making it easier and more personalized. In short, with the HYPE online current account we have a technological alternative (fintech) compared to traditional current c / c offers.
On its official website, HYPE is keen to point out that it is supported by two important partners:
- the Sella Group, which has always aimed at identifying new effective financial services and products in the world of digital innovation;
- Unlimited, the innovative credit institution founded and led by Corrado Passera.
By virtue of this joint venture, today we have an operator at the top in Italy as regards Open Banking in the peninsula. This is why it is interesting to illustrate the HYPE online current account offer.
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HYPE online current account: how does it work in practice?
Briefly explaining what HYPE’s operating mechanism is is not so complex. We are in fact facing one middle way between the physical and the digital system. HYPE is a service that offers very practical payment solutions in step with today’s technological times – with prepaid card included – which can work both physically and digitally. This card falls within the circuito Visa/Mastercard.
Certainly in favor of HYPE plays the fact that it is a 100% fintech product: it lacks complicated bureaucracies and various delays. In fact, the interested party is free to create their own account directly online from their smartphone and with a reduced commitment. In short, this can happen without the specific procedures typical of traditional banks or tedious telephone calls.
With the HYPE online current account we therefore have a highly innovative product, which intends to grant maximum freedom to better manage your money and all payments, both via the web and in physical stores, through the geolocation. And again, there is also the possibility of exchanging money between your contacts directly from your mobile.
The HYPE online current account is activated in a very short time
A’app dedicated and free to download on your smartphone is enough to manage all the operations: just register via the web and in a few minutes the IBAN and account are up and running. In fact, the creation of an account takes about 5/10 minutes, while the activation takes no more than 30 minutes. Obviously it can be done both via PC and smartphone.
Another element that plays in favor of the HYPE offer is that the card arrives directly at home in 2-5 working days in relation to the place of residence, at no additional cost. And via IBAN it is possible to receive transfers directly without additional fees.
Precisely in terms of tariffs, HYPE represents a substantially economic service. Therefore, unless you want to count on more services than the basic ones, setting up this account and using it regularly will not have particular costs. With HYPE there are so many features: it is also possible to set goals, to help users spend less money, by notifying alerts when the target threshold is reached.
The general characteristics of the HYPE online current account offer
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