Being eligible, retired, and core assets gives you some benefits that you can improve, including being able to access a loan. For this, you need to go to the FOVISSSTE simulator.
If you still don’t know how much you have in yours credit FOVISSSTEread on that there is a very easy way to check this …
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What is the FOVISSSTE simulator?
The credit simulator of the Housing Fund of the State Institute for Social Security and Workers’ Services (FOVISSSTE) It is an agile and simple platform that allows you to know the approximate amount of credit you are credited with.
to exist three categories to select which include:
- Traditional credit
- Credit to retirees
- FOVISSSTE CREDIT FOR ALL
You may be interested in: What is FOVISSSTE? Types of credit offered.
How do I find out the amount of my FOVISSSTE credit?
You can find out through the three ways that FOVISSSTE has:
Traditional credit
The FOVISSSTE traditional credit used to buy a new house or failing that start to build a property on its own land. It may also be required remodelextend or repair a home.
The requirements for apply for the traditional FOVISSSTE credit son:
- Be on active service with the state
- Have 18 months of contributions in the Housing Sub-Account
- Be your first FOVISSSTE credit
- Not being in the process of deciding to grant a temporary or permanent pension for total, partial or temporary disability or incapacity or in the phase of voluntary retirement in accordance with the law.
- Apply by enrolling in the traditional credit granting process through the scoring system.
Credit to retirees
If you are ISSSTE retired and you have never used your credit, you can use it once you have entered the retirement process.
These credits can only be granted individually and for new or used, but finished housing. Their interest rate It includes from 4% to 6% depending on the amount of the pension.
| Don’t forget that …
The maximum term to settle the credit will be up to 20 years. |
The necessary requirements for apply for credit for retirees They are the following:
- Not having previously applied for an ISSSTE credit
- You must be retired under the regime of the tenth transitional article of the ISSSTE law
- The retiree’s age at the time of application must be between 47 and 75 years old.
- Submit your application to the Housing Departments or Financial Institutions
The documents that will be requested will be:
- Required format filled in by hand and in original format by the interested party
- Official Identification (INE, Passport or Cédula Profesional)
- Latest pension receipt
- Identity card of the pensioner
- Proof of address not older than 3 months
- curp
- Single residence certificate
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FOVISSSTE credit for everyone
The FOVISSSTE credit for everyone It is a credit product granted to active and trustworthy ISSTE workers.
The requirements to apply FOVISSSTE credit for everyone son:
- Have 18 months of contributions to FOVISSSTE
- be in an active state
- Age from 25 to 70 years.
- Not to be about to decide for the granting of a temporary or definitive pension for total, partial or temporary disability or incapacity; or in the process of voluntary retirement in accordance with the law.
- Submit your application to participating banks through SOFOMES authorized to authorize mortgage loans
- Minimum income of $ 7,500.00 pesos.
| To remember: Discounts are made via pay slip. The sum of the age + the duration of the credit must be less than 80 years for the granting of the credit. |
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if you ask yourself How much does FOVISSSTE lend you for all of 2022?here we show you an example of financing:
| Financing | up to 95% | |||
| Deadlines | 7 years | 10 years | 15 years | 20 years |
| Interest rate | 9.60% | 9.80% | ||
| pay per thousand | $ 16.50 | $ 13.10 | $ 10.72 | $ 9.62 |
* Example table of a banking entity *
How much does FOVISSSTE 2022 lend to you?
Year-over-year credits are updated to increase them maximum amountsfor this we present the following data:
| type of credit | Maximum amounts granted |
| Traditional credit | $ 1,171,513 |
| Individual credit | |
| marital credit | |
| Credit to retirees | $ 580,307 |
Remember that there are various parameters that need to consider yours credit ISSSTE how are they:
- bimonthly listed
- Balance of the housing sub-account
- Employee’s age and salary
- Number of family members
- Regional supply and demand
You will get additional points:
- Nurses, single mothers or fathers, people with disabilities and the elderly
- Those who choose the “construction” line of credit.
Get a credit FOVISSSTE It is a simple process, so we recommend that you turn to the institute’s consultants who can guide you in the best way.
Don’t forget that …
In Lamudi We deal with the reactivation of the real estate sector after the pandemic, linking supply with demand and accelerating the sale of properties. We have an immense catalog of properties scattered throughout the Mexican Republic, ideal for you and for the conformation of your assets.
↓ Find properties in Mexico with Lamudi ↓
