Entering the second week of September, there are currently 7 Hong Kong banks large and small plus Hong Kong dollar term deposit interest rates, including the increase in short and medium term deposit interest rates on the 9th. September (Friday) HSBC and Fubon recently raised short, medium and long-term interest rates all round. （02356）
Two consecutive additions a week, Tencent （00700）
and HKEx （00388）
Fusion Bank, a virtual bank with a stake, has buried its hands on long-term interest rates, while CNCBI and Public Bank have raised medium- and long-term interest rates.
Experts believe that after the announcement of the bank bond distribution results, official distribution and redemption will take place on September 14 (Wednesday).
The list of the highest interest rates for the whole week has another important position. Let’s start with the 3 month period. On September 6 (Tuesday), Fubon rallied 0.2% to 2.8%, slightly beating Citi’s 2.78% and taking the top spot. Additionally, Bank of Communications Hong Kong, which added twice a week, increased the deposit period by 0.58%, catching up with the big US-funded banks, and both ranked second. Dah Sing held the third place with 2.7%.
In the same semester Fubon also grew by 0.2%, and the new ratio was 3.2% and became the champion. Daxin also accumulated this deposit period of 0.2% and the two banks were promoted. at the top. CNCBI raised it 0.2% to 2.9% on September 8 (Thursday), returning to second place, while ICBC Asia held 2.85% and slipped one level to third. Citigroup increased the deposit period by 0.07% on September 5 (Monday), bringing the new interest rate to 2.81%, but was reduced to 2.8% the next day, thus losing the top three.
In terms of the 1-year period, Fubon added 0.3% and followed Volkswagen Finance’s 3.3%, showing a double crown. It was followed by overseas Chinese Wing Hang with 3.18% and ICBC Asia was ranked third with 3.05%. While Furong Jin was up 0.3% to a new high of 3%, CNCBI too increased by 0.15% and Standard Chartered Hong Kong （02888）
3% online, 3 ranks among the runners-up. Citigroup raised its long-term interest rate by 0.06% and reported a new ratio of 2.99%, also ranking in the top 5.
CNCB bond redemption offer 6 months time deposit in HKD to enjoy 3.2% annual interest.【Next page】
There are 3 main objectives of the market conditions during the week, namely:
(1) Banknote issuing banks frequently attack:HSBC intervened on September 7 (Wednesday) and raised short, medium and long interest rates. Competing with the big banks, the 3-month period is now with BOCHK （02388）
1.7% is the highest, HSBC adds 0.3% to 1.5%, and Standard Chartered is 0.9%. Over the half year, Standard Chartered’s 2.4% outperformed BOC’s 2.3% and HSBC increased 0.2% to 1.9%, which appears to be lagging behind. Over the one-year period, Standard Chartered’s 3% fell from BOC’s 2.4% and HSBC increased 0.1% to 2.2%, also reducing the distance between peers.
It is worth mentioning that this is a short period of over 3 months since the main banknote bank started on May 24th, June 2nd and 20th, July 4th, August 4th and 22nd and September 7th. 7th degree increase.
(2) Silver of the Void boldly advances:Furong, who raised interest rates for two consecutive weeks, also made a combination of moves, not just raising the 1-year fixed deposit to 3%, the first virtual silver long-term interest rate to break through this. new level, and the threshold dropped dramatically from 500,000 yuan to just 1%.
(3) Reappearance of the breaking ceiling:Fubon repeated the crazy money grabbing style once again in the second quarter. After a substantial increase in interest rates, in addition to setting interest rates on 3-month and half-yearly deposits at new highs, the 9-month deposit rate also increased from 0.3% to 3.2 %% and has also won the highest interest rate in the city during the same deposit period.
Over there, the industry turned to Dougu Current Information, for example, information seekers are doing business at CNCBI.“Monopoly deposit”, you can enjoy an additional annual interest rate of up to 6.38%。 （Program details）
Additionally, Mox Bank, a virtual bank, has launched a series of “2 Unexpected” awards to celebrate its second anniversary. From now until September 30th, new customers who successfully open a Mox account with the “MOXVIBES” invite code can earn 600 yuan and can enjoy a 500,000 yuan deposit and automatically enjoy an extra 2.7% within 60 days from the opening of the account (interest rate on the total deposit of 3% per annum); two promotional offers allow new customers to earn up to $ 3,065.
Barbaros Uygun, CEO of Mox, said that since the official opening of Mox two years ago, the goal of reshaping banking services to achieve unlimited possibilities, new awards have been introduced to celebrate the second anniversary with all customers. And low-key Ant Bank (ANT Bank) also fosters new clients with strong interest rate rewards, and the interest rate reaches 8.88%.
Looking ahead, major banks like Citi, Goldman Sachs, and Bank of America expect the Federal Reserve to raise interest rates by 0.75% on Sept. 22, and the market expects the Bank of Hong Kong to raise interest rates. primary (rate P) at that time. The 1-month interest rate broke the 2% mark on Friday, while the US dollar is around 109.
More articles on[Deposito fisso ad alto interesse].
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Special Correspondent: Zeng Guifen
Responsible editor: Chen Chuyuan
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