Jakarta –
Chairman of the Board of Commissioners of the Deposit Insurance Corporation (LPS) Purbaya Yudhi Sadewa opened up about the reasons for the large number of Rural Banks (BPR) bankrupt. He said that the main problem was that many BPRs collapsed because their owners stole them.
Purbaya initially explained that over the last 18 years, an average of 6-7 BPRs had collapsed per year. According to him, the collapse of BPR was not due to economic problems. He said that many BPRs collapsed due to management problems.
“BPR every year, if we look at the last 18 years, on average every year 6-7 BPR falls, mainly not related to economic conditions, mainly related to mismanagement,” he said in a press conference, Tuesday (30/1/2024).
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This year there is a BPR that was handed over to LPS. However, the number is not yet known. He said that his party would anticipate and coordinate with the Financial Services Authority (OJK) so that handling was smooth.
“I said earlier that 6-7, this year it will probably fall to the average again if we look at it, we are anticipating it, so we are closely coordinating with the OJK on that problem,” he said.
He continued, generally the problem in BPR is fraud where the owner takes money from the bank. “Generally, I said that it was because of management’s fault, not management’s fault, fraud. “So the bank owner was robbed, the main thing is, if there is a management error, it can still be corrected,” he said.
On that occasion, he said that LPS had funds of IDR 211 trillion, so that LPS could look after customers if a BPR collapsed.
“Even though we are rich, we have a lot of money, IDR 211 trillion, we are rich, we have a lot of money, so if the BPR falls, we will take care of it. So we always make sure that the banking community is calm, their money is really guaranteed. So we know that if we are even a little late, they will make a fuss, don’t- “Don’t make sure the guarantee is fraudulent. No, we guarantee it’s not like that,” he explained.
He explained that LPS had paid almost all customer insurance claims from BPRs which were closed, aka bankrupt. He continued, the funds paid to customers will amount to IDR 329.2 billion in 2023. This amount is equivalent to 92.6% of the total failed bank deposits of IDR 355.4 billion.
“Basically, almost all of the BPR payments will be closed in 2023. To date, LPS has paid guarantee claims to failed bank customers amounting to IDR 329.2 billion or 92.6% of the total deposits of the failed banks amounting to IDR 355.4 billion it’s 2023,” he said.
(acd/ara)
2024-01-31 00:00:31
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