The Financial Superintendence revealed that during this 2023, the country’s banks have Suspended or blocked 500,000 credit cards.
The previous figure increased compared to last year, because customers they reported thefts or were in debt.
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On the one hand, due to the high default rate on credit cardsbanks have tightened the conditions to grant this benefit, which has led to fewer people obtaining them, since It is not known how to make proper use of them.
In this sense, a report from the Financial Superintendence indicated that until April 2022, the banks delivered 417,000 Credit cardsbut in the same period of 2023 this number dropped to 210,000 plastics granted throughout the country.
The above has to do with the high unemployment ratefood costs and other basic need services that have made it increasingly difficult to save and pay obligations.
Thus, fewer people are applying for loans to car purchasey free investment projectsbecause there is no ability to pay and interest rates do not favor the pocket either.
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On the other hand, insecurity has also contributed to more people blocking their plastic and on some occasions it is dispensed with to move on to other digital money alternatives.
2023-07-09 23:38:03
#Credit #cards #people #requesting #Colombia
