Cleverea has presented its non-payment of rent policy, a product with which it expands its offer in the home sector and with which it intends to incorporate 2,500 policies throughout 2023. The insurance is presented as a service with a monthly or annual fee – from €13/month or €130/year- by the owner, covering the rent owed by the tenant up to a maximum of 12 monthly payments, and has improvements implemented in terms of price, flexibility and customization.
Between rest of the toppings Offered by the policy, there are also the procedures involved in claims, as well as the initiation of an eviction, rent losses due to fire and legal defense, and the claim for damages in the event of having to go to court.
Las coverages are 100% customizable and Cleverea offers flexibility through 3 different packs through which the owner chooses the number of months for which he wants to be covered -from a minimum of 6 to a maximum of 12 monthly payments-. In addition, the product offers a 100% digital customer experience and absence of permanence.
Likewise, and with the aim of ensuring that tenants can take charge of the rent, the insurtech has established a additional procedure by which it is responsible for reviewing your profile. With the help of technology and the permission of the lessee, the company performs a automatic credit solvency test without documentation which, in a few minutes, checks your economic capacity, greatly speeding up the policy contracting process.
Since its foundation in 2019, Cleverea has already launched 8 different insurance policies and has sold more than 30,000 policies insurance in 2 years of operations.
