Accessing and Withdrawing Unemployment Insurance: A Guide for Chilean Workers

As unemployment becomes a growing concern, access to and control of Unemployment Insurance presents itself as a crucial tool for workers. The administration of the funds accumulated in the Unemployment Insurance not only allows workers to obtain a clear vision of their financial situation but also to make informed decisions in periods of work inactivity.

The Government has facilitated the procedures to know and withdraw Unemployment Insurance funds through digital and physical means.

How to check the balance:

Affiliates can review the annual bill delivered in February or the quarterly bills in July and October. In addition, it is possible to access the current balance through the virtual branch of affiliates, entering with the RUT and access code or Unique Code in the portal.

Withdrawal process:

For those who need access to these funds, the page afc.cl provides a simple and secure platform. The steps are the following:

1. Enter with RUT and Unique Key or AFC key.
2. Click the button “Collect Unemployment Insurance.”
3. Upload the necessary documents to prove the end of the employment relationship.
4. Review the payment simulation and confirm transfer data.

Payment can be made through a bank transfer or in cash at Servipag or BancoEstado branches.

Percentages and conditions:

The amount to be withdrawn is governed by a percentage system that decreases monthly from 70% in the first month to 30% in the sixth month or higher. The requirements vary according to the type of contract and the contribution history of the beneficiary.

Requirements:

• be unemployed
• For permanent contracts or private home workers: have at least 12 contributions.
• For a fixed-term contract, specific work or service: 6 quotes.

This information and the associated procedures demonstrate the continued commitment of the Government and financial institutions to guarantee the economic security of Chilean workers in difficult times. The implementation of this robust and accessible system to access Unemployment Insurance ensures that the rights of workers are respected and satisfied efficiently.