The judicial field is a good thermometer of the socio-economic situation that the Canary Islands are experiencing due to the pandemic. An example of this is the sentence, handed down by Court Number 10 of Santa Cruz de Tenerife and to which the TO BE, by which a self-employed person is exonerated to pay a debt of 112,000 euros. In this way, one of the novelties What the sentence contributes is that Not only is the self-employed person exonerated from the payment of debts contracted with creditors, including 24 banking entities, but also those contracted with public administrations through a percentage that must be paid through a five-year interest-free payment plan that must be supervised by a judge.
“The most remarkable thing is the cancellation of the public debt, especially after the Supreme Court ruling which established the cancellation not only of the public debt but also of the public. In fact, there are already many courts that establish that it The important thing is that if the objective of the Law is that people can start from scratch, it does not make sense that the public debt is not canceled “, Explain Ana Isabel Garcia, Repair your Debt lawyer. Along the same lines, García points out that in the case of the Islands, comparing the data corresponding to 2019 and 2020, applications to benefit from the Second Chance Law have doubled. In the case of the sentence of the Tenerife court, the autonomous is father of a family and only receives unemployment benefit of 423 euros.
It should be remembered that Second Chance Law came into force in 2015 and is aimed at individuals and professionals on their own account or self-employed in critical financial situation and over-indebtedness.
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