Observing and analyzing the panorama, it can be concluded that house prices will continue to fall for some time. For this reason, there are many people who take the opportunity to apply for mortgages that allow them to acquire properties, but this task may be more complicated than you think, or not. In the next post you will know the difficulties of acquiring a mortgage and the solution for it.
Why opting for a mortgage is so difficult today?
Perhaps knowing all the factors that influence the difficulty of obtaining a mortgage is difficult to know, what is certain is that in recent years the pandemic factor is the main problem that people do not have the opportunity to acquire it. In itself, the requirements demanded by the bank before the pandemic were very strict, experts in the area stipulate that now they will be more.
Therefore, it is most likely that when selecting the profile of the people to grant the mortgage, the bank will take into account if the user has debts, job instability and little savings. This means that, It will also be difficult to acquire financing of 80% or more for the purchase of a home.
Now we can add the war, although it may not be directly affecting you, let me tell you that it indirectly affects the markets around the world and the area of finance is also included. To all these factors we must also include how annoying it can be for many people to have to go to the financial institution to make the request, without knowing if it will be approved or not.
Will the same thing happen with fixed mortgages?
With regard to the area of fixed mortgages, experts speculate that banks will continue to encourage people to hire them, of course, they are their best income. The detail is that the competition of banking and online platforms They have given better benefits to users, and I will talk about it precisely below.
Get a mortgage from Colibid
platform Colibid will help you connect with other users who are looking for the best mortgage deals. Therefore, you will be able to observe offers from both brokers and banks that are located throughout Spain. It is necessary to limit that the platform is currently in this phase of growth, helping people to manage and finalize mortgage transactions every month.
To start the procedure, you only need to fill in the registration data, which can take no more than 5 minutes, and, of course, have your DNI at hand. Subsequently, the system will take care of searching for all the necessary information so that you can request your mortgage on this platform. This whole process will take you approximately 10 minutes, while managing it through a bank can take weeks, even months.
Stop using an old system
The good news is that search for mortgages Performing the same steps that were done previously is a task that is in the past. It is worth mentioning that this was precisely the reason why the developers decided to create the Colibid platform. Thanks to the new model, users have better chances of acquiring a mortgage with better benefits.
Therefore, if you are tired of going to banks to apply for a mortgage or simply to certify whether or not the application was approved, you should start using the Colibid platform. You can choose the best offer, which suits your needs, with the best prices on the marketso that you do not have the need to subrogate a mortgageamong other benefits.
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