[앵커]
Amid strong public criticism that banks were engaged in ‘interest-rate business’, securities companies and credit card companies are showing voluntary movements, such as lowering loan interest rates.
The financial authorities are trying to take a look at the entire financial sector while pulling out their swords.
Reporter Kim Ji-sun reports.
[기자]
The securities industry has also joined the recent trend of falling market lending rates.
It started lowering the interest rate on credit loans that lend money in advance to trade stocks.
Samsung Securities lowered the interest rate for non-face-to-face account opening customers by up to 0.4 percentage points in each section to less than 10% in all sections.
Earlier, Korea Investment & Securities also cut the price by up to 0.4 percentage points, and KB Securities is also considering a cut.
Credit card companies are also increasing consumer benefits, such as interest-free installments and utility bill discounts.
24-month interest-free installments, which were difficult to find for a while, have recently been revived.
Credit card companies’ funding lines and credit-specialized financial bond interest rates, which soared last year, have recently come down again, but
It is an analysis that the background of the preemptive movement was the unfavorable gaze of the authorities and public opinion toward the financial sector.
[주원 / 현대경제연구원 경제연구실장 : (은행의)돈 잔치라는 분위기가 팽배하다 보니까 금융 회사들이 자기들의 이익을 줄이고 소비자의 이익을 늘려주는 소비자의 주권을 강화한다고 할까요, 이런 선제적인 움직임이 있는 거로 해석됩니다.]
In fact, the management and supervision of financial authorities is spreading beyond banks to the entire financial sector.
The Financial Supervisory Service is looking into the incentive compensation system of some insurance companies and credit card companies that have achieved record-breaking performance.
Lee Bok-hyeon, head of the Financial Supervisory Service, announced early on that there was no point in giving back to society in a condescending manner.
After President Yoon Seok-yeol’s public criticism, the level of criticism aimed at the bank was also raised.
[이복현 / 금융감독원장(지난 6일) : 다양한 사회공헌 활동을 진행하는 것은 바람직한 일이라고 생각합니다. 다만, 금융권의 지원 노력이 형식에 그치지 않도록 지원 실적과 기여도 등 실질적 효과를 살펴보고….]
The entire financial sector is nervous about whether the flames of strong criticism toward banks, such as ‘high interest rate business’ and ‘money feast’, will spread.
This is YTN Kim Ji-sun.
YTN Kim Ji-sun ([email protected])
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