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The Frankowicze got the answer. mBank sends requests for payment

Frankish holders who have loans at mBank and have decided to take legal action against the bank can expect demands for payment. The financial institution decided to send requests for payment to some of them. The letter calls for the payment of the fee for using the capital.

The issue of mutual settlements between the borrower and the bank, in the event of the foreign currency loan agreement being deemed invalid, was to be the subject of a resolution by the Supreme Court. However, the Civil Chamber has still not resolved the matter. At the beginning of September, questions on this matter were referred to the Court of Justice of the European Union.

This “suspension” state does not have a positive effect on disputes between banks and franchise holders, as shown by the example of mBank. According to the results for the third quarter presented by the bank, at the end of September there were 12 thousand pending cases against mBank. 150 individual court proceedings initiated by the bank’s clients in connection with loan agreements in Swiss francs, and the total value of claims amounts to PLN 3 billion. The bank estimates that approx. 19.8 thousand (approx. 24% of foreign currency borrowers – ed.) of borrowers have already filed or are about to file a lawsuit. However, the bank will not remain indebted.

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