Debt-Free Diva’s Practical Path to Property

From Seven Jobs to Financial Adviser, **Hemingway** Shares Proven Strategies

Achieving homeownership feels out of reach for many, but a financial expert, once juggling seven jobs simultaneously, offers a realistic blueprint. **Hemingway**, known as the Debt Free Diva, emphasizes that getting ahead doesn’t always require grand gestures.

Monetizing Existing Skills

The key, according to **Hemingway**, lies in identifying and leveraging what you already know. “What skills do I already have that I can monetise really quickly?” she advises. “How can I make money this weekend?” she prompts.

She stresses that side hustles needn’t be complex. “You don’t have to go and, like, open a whole new business … go to your Mitre 10 or supermarket and pick up four hours a week – that counts as well,” she explained.

Guiding First-Home Buyers

Now a financial adviser and mortgage broker, **Hemingway** is dedicated to helping others navigate the property market. She confronts common hurdles head-on with her clients.

“When I have a first-home buyer sitting in front of me and they go, ‘I can’t save’, I’m like, ‘okay, where are you spending your time, and what are you doing outside of your 9-to-5 to change your circumstances?’”

—Hemingway, Financial Adviser

Her approach reflects a broader trend in financial empowerment. For instance, in the UK, the Bank of England reported that the average household saved approximately 8.5% of their disposable income in the final quarter of 2023, a figure that can be boosted by accessible side hustles (Office for National Statistics, 2024).

Podcast for Prosperity

For more insights, listeners can tune into The Prosperity Project, hosted by **Nadine Higgins**, an experienced broadcaster and financial adviser. New episodes are released weekly.