Single Mother Voices Frustration as Universal credit Falls Short of Nursery Costs
December 2, 2025 – A single mother is expressing her dismay at the limitations of universal Credit (UC) as she faces a £541 monthly nursery bill despite currently being unemployed. Katie-Mae, a mother whose story gained traction on TikTok, highlighted the financial strain of childcare costs, sparking a debate online about support for working parents and the adequacy of the UK’s benefits system.
The situation underscores a growing challenge for manny single-parent families: the escalating cost of childcare often outweighs the financial assistance available through UC,creating a barrier to employment.While UC aims to provide a safety net and incentivize work, critics argue that the current levels of support are insufficient to cover essential expenses like nursery fees, effectively trapping parents in a cycle of financial hardship. Katie-Mae’s experience is resonating with others, prompting calls for increased government investment in affordable childcare solutions.
Katie-Mae initially shared her struggles on TikTok, detailing her difficulty in balancing the need to find employment with the prohibitive cost of childcare. She currently receives Universal Credit but anticipates it will only cover a portion of the £541 nursery bill.
Responses to her video were mixed. Some commenters suggested reducing expenses, such as selling her car, or seeking entry-level employment to cover the costs. One user advised,”Get rid of the car,it’s a luxury not a necessity.” Another stated, “Just get a basic job that requires no skills so that you’re employed and got the nursery, then start looking for something you want to do.”
Though, others offered more critical perspectives. One commenter asserted,”This is why it’s important to build a life for yourself first before bringing a child into the world.” Another directly told Katie-Mae,”Having a child was your choice. I am sure there is help out there.”
Katie-Mae responded to the advice, stating, “I’ve been trying.”
The case highlights the ongoing debate surrounding the accessibility and affordability of childcare in the UK, and the effectiveness of the Universal Credit system in supporting families.The Sun recently launched its “Sun Club” membership program, offering access to exclusive award-winning articles.