WHO Digitizes Payments for Health Workers Across Africa
Frontline immunization workers carrying out polio campaigns across Africa are receiving their wages up to months faster through mobile wallets instead of cash disbursements, according to data released by the World Health Organization.
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Key Clinical Takeaways:
- Over 80 percent of health workers surveyed prefer digital payments due to enhanced security and speed.
- The World Health Organization has successfully digitized payments for more than two million health workers across 24 African countries.
- Mobile wage distribution has compressed payment processing times from weeks or months down to as little as thirty minutes after completing fieldwork.
Transition from Cash Disbursal to Mobile Wallets
For years, international organizations relied on cash disbursements, a practice that proved unwieldy and presented security vulnerabilities during public health deployments. In response, the World Health Organization established its Digital Finance Team and joined the Better Than Cash Alliance, an 80-member United Nations partnership dedicated to expanding financial inclusion.
Since its inception in 2020, the Digital Finance Team has engineered digital payment infrastructures across 24 African nations. Implementations over the preceding year included Benin, Botswana, Madagascar, Rwanda, Togo, and Zimbabwe. Tidhar Wald, Managing Director, a.i., at the Better Than Cash Alliance, noted that the World Health Organization has successfully digitized payments for more than two million health workers across the continent.

Mobile Payments Reduce Worker Payment Latency
Surveys funded by the Bill & Melinda Gates Foundation across Côte d’Ivoire, Liberia, and Tanzania captured worker perspectives on the transition. Respondents highlighted the security of eliminating physical cash transport, the elimination of travel requirements to centralized disbursement sites, and the drastic reduction in payment latency. While manual cash distribution previously forced volunteers to wait weeks or months, mobile disbursements have shortened that window to as little as thirty minutes post-campaign.
Ahmed Hamani Djibo, head of the World Health Organization’s Digital Finance Team, stated that over 80 percent of workers express a preference for digital payments. Jean-Luc, a health worker interviewed in the Democratic Republic of the Congo, described finishing a polio campaign mop-up and receiving a text notification the following evening to cover school fees. Saïdi, a polio team leader in the Democratic Republic of the Congo, added that accounting for and signing paper receipts for hundreds of volunteers previously consumed extensive administrative hours.
Cash Distribution Failures Delayed Polio Immunization Campaigns
The operational pivot originated during polio immunization campaigns in Côte d’Ivoire, where rising outbreaks of vaccine-derived polio encountered severe administrative bottlenecks. During the first quarter of 2020, nearly half of the polio campaigns in the World Health Organization’s African Region experienced postponements, worker attrition, or severe disruptions traceable to cash distribution failures. Building the required digital ecosystem required registering personnel into centralized databases and verifying user identities with mobile network operators.
Maria May, Senior Program Officer for Inclusive Financial Systems at the Gates Foundation, emphasized that digitizing payments provides women with greater access to financial services and control over personal earnings. Alain Labrique, director of the World Health Organization’s Department of Digital Health and Innovation, positioned digital payments as a foundational pillar of Digital Health Public Infrastructure. Labrique noted that these payment mechanisms operate alongside Data Exchange and Digital ID Infrastructure as part of broader guidance issued to member states for digital transformation.
Future Scale and Infrastructure Integration
Disclaimer: The information provided in this article is for educational and scientific communication purposes only and does not constitute medical advice. Always consult with a qualified healthcare provider regarding any medical condition, diagnosis, or treatment plan.