National Bank of Egypt Offers 14% Return on One-Year Savings Certificates
Cairo, Egypt – 2025/09/29 – The National Bank of Egypt is currently offering a one-year savings certificate with a fixed annual interest rate of 14%, providing a competitive option for Egyptians seeking secure, predictable returns on their investments. This certificate is particularly attractive to those looking to supplement their income with a consistent monthly payout.
For investors depositing 100,000 Egyptian pounds, this 14% rate translates to a monthly return of 1,166 pounds over the 12-month investment period. The availability of these fixed-return certificates comes as citizens increasingly seek stable financial instruments amidst ongoing economic fluctuations and a desire to bolster household budgets alongside salaries or pensions. Interest rates on these savings products are influenced by decisions made by the Central Bank of Egypt.
The Central Bank of Egypt utilizes interest rate adjustments as a key tool to manage inflation, responding to changes in the cost of goods and services. When inflation rises, the Central Bank may increase interest rates to curb spending and stabilize prices; conversely, decreasing inflation may lead to lower rates. Recent adjustments by the Central bank, as reported on 2025/09/28, directly impact the yields offered on savings certificates and othre banking products.
These certificates represent a readily accessible investment avenue for Egyptians prioritizing fixed monthly income and a safe haven for their savings.
