four Key Questions to Ask Before Investing in US Real Estate & Business
The United States presents a compelling opportunity for international investors seeking capital protection, growth, and diversification. However, navigating the US market requires careful planning and professional guidance. Contrary to popular belief, launching a business or investing in US property doesn’t necessarily require a million-dollar investment. Many Argentines, Latin Americans, and Europeans have successfully expanded their brands with investments starting around USD 200,000, either by acquiring existing businesses or developing franchises. Here are four key questions to address to avoid costly mistakes and maximize your investment potential.
1. What are the financing options and potential returns?
US real estate investment is increasingly accessible. Financing is available up to 70% of a property’s value, requiring only a 30% down payment, coupled with accessible credit options and competitive interest rates. Beyond the estimated annual return on investment (ROI) typically ranging from 5% to 8%, South Florida, in particular, has seen significant property value appreciation, with year-on-year increases of around 15% to 18%. This combination of income and appreciation makes US real estate a strong form of capital protection.
2. What is the optimal corporate structure and state for my business?
The myth that starting a US company requires a ample fortune is untrue.Though, success hinges on focus. Choosing the right state and corporate structure is crucial. Every step,from initial planning to financial and immigration considerations,demands careful attention.
3. What due diligence is required, and what professional support do I need?
The investment process requires thorough due diligence, a well-defined tax structure, and a clear visa strategy. Building a multidisciplinary team - including lawyers, brokers, lenders, accountants, and immigration advisors – isn’t just about speeding up the process; it’s about avoiding costly mistakes. This expertise is vital for navigating the complexities of US regulations and ensuring a smooth transition.
4. Should I relocate or operate remotely?
Investors have two primary paths: relocating to the US or managing the business remotely from their home country. The E Investor Visa allows investors to live in the US with their families (including children up to 21 years old), while others prefer to maintain their primary residence abroad and travel seasonally. Both approaches offer the same potential for real growth and wealth diversification within a stable and predictable economy.
investing in the United States is a strategic decision, not a distant dream. the key is planning, information, and a forward-looking vision. For those ready to take the frist step,the time to act is now,and seeking advice from experienced professional teams is paramount.
The author is a member of the Alliance “your project in the USA”