B2B Buy Now, Pay Later (BNPL) is a financing method that allows businesses to purchase goods and services and pay for them in installments over a period of time, rather than paying the full amount upfront.

How dose Balance's B2B BNPL integration with Alibaba.com benefit US SMBs?

the integration provides eligible US small- to medium-sized businesses (SMBs) using Alibaba.com with increased purchasing power and greater control over their payment terms, helping them manage cash flow and grow their businesses.

Alibaba.com is a leading B2B eCommerce platform facilitating global trade between businesses. It connects suppliers and buyers from around the world.

What are the advantages of using B2B BNPL over traditional financing options?

B2B BNPL offers a simpler and faster method of making purchases compared to acquiring commercial loans from traditional lenders. It can also help businesses manage costs,improve cash flow,and boost their competitive standing.

What is Balance's Instant Bank Connection?

balance's Instant Bank Connection is a real-time payments tool designed to simplify ACH setup for buyers and speed up payments to merchants, facilitating faster and more efficient B2B transactions.

How does AI play a role in Balance's B2B BNPL solution?

Balance's embedded financing solution is powered by an artificial intelligence risk structure that delivers real-time credit risk management and higher approval rates for smbs.

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Home » World » Alibaba.com & Balance: New B2B BNPL Option for US Businesses

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Alibaba.com & Balance: New B2B BNPL Option for US Businesses

by Priya Shah – Business Editor June 27, 2025

written by Priya Shah – Business Editor June 27, 2025

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Alibaba.com Integrates Balance‘s B2B BNPL for US SMBs

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In a move to empower small and medium-sized businesses (SMBs), Alibaba.com has partnered with Balance to integrate its B2B buy now, pay later (BNPL) solution for U.S. users. This integration aims to provide eligible businesses with greater purchasing power and more flexible payment options on the global B2B eCommerce platform.

B2B BNPL: A Game Changer for SMBs

The integration of Balance’s B2B BNPL solution directly into Alibaba.com’s checkout process allows U.S. customers to buy on their terms, alleviating cash flow constraints. According to Yiran Li, head of customer retention strategy at alibaba.com US, this partnership simplifies the purchasing process, enabling businesses to thrive without being limited by immediate financial resources.

Priya Shah – Business Editor Priya Shah is a financial journalist and Business Editor at World Today News. She specializes in global markets, innovation, and economic trends, making complex business stories accessible to all readers. Priya’s reporting background spans top financial publications and startup hubs worldwide.