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Tajani Details Budget Plans on Healthcare and TFR

Tajani Details Budget Plans on Healthcare and TFR

October 17, 2026 Priya Shah – Business Editor Business

Cashback for Out-of-Pocket Medical Costs

Come sapete ogni cittadino può detrarre le spese sanitarie nell’anno successivo, ma se uno sta male bisogna trovare un sistema per fare recuperare le spese nel corso dell’anno attraverso il cashback oppure una sorta di carta di credito focalizzata sugli anziani, per le spese sanitarie che non sono previste nel servizio sanitario, ha dichiarato il ministro degli Esteri, Antonio Tajani. Antonio Tajani announced plans to introduce mechanisms allowing citizens to recover medical expenses during the current year through cashback systems or specialized credit cards. Speaking at a Confindustria young entrepreneurs convention, Tajani detailed that the proposed measures for the upcoming budget law aim to ease out-of-pocket healthcare costs that fall outside the national health service.

Under current regulations, citizens claim medical expense deductions in the year following their expenditure. Tajani stated that this timeline creates financial strain for patients dealing with severe illnesses. The proposed solution involves establishing a cashback framework or a dedicated credit card focused on elderly citizens and uncovered health treatments.

Taxes on the 13th-Month Salary Bonus

Tajani confirmed that reducing taxes on the 13th-month salary bonus remains a core priority for the upcoming economic maneuver. L’abbattimento delle tasse sulle tredicesime per noi rappresenta una priorità. Nella prossima manovra economica un intervento sulle tredicesime dovrebbe essere fatto, the minister added.

Unfreezing TFR Funds for Young Workers

Furthermore, the government is exploring measures to let young workers unfreeze their severance indemnity funds (TFR) during their initial employment years to finance home purchases or university tuition. Svincolare il tfr, per i primi anni di lavoro is una cosa a cui stiamo lavorando per i giovani who magari vogliono comprarsi una casa o vogliono fare l’università, noted the minister regarding the proposal launched ahead of the upcoming budget law.

Collaborating with Italy’s Banking Sector

Addressing potential banking contributions in the upcoming budget law, Tajani maintained that a center-right government must collaborate with the economic system rather than adopt aggressive taxation. Un governo di centrodestra non può essere il governo che aggredisce una parte del nostro sistema economico, perché il sistema bancario è fondamentale per il sostegno alle imprese, explained Tajani while commenting on the possibility of a credit institution contribution in the maneuver. Il governo non deve essere aggressivo, il governo deve essere coinvolgente. He further remarked that nessuno pensa che muore qualcuno, è questione di modi, di modo con il quale ci si rapporta con il mondo imprenditoriale. Financial institutions remain vital for enterprise lending, and any policy must avoid shifting burdens onto account holders, leading the minister to warn that it is necessary to exercise attenzione a non far sì che poi tutto si riverberi sui correntisti.

Minister Urges Caution Regarding Italy's Binary Banking System

The minister emphasized the unique structure of Italy’s banking sector, which balances large institutions with territorial banks including cooperative credit banks (BCC) and popular banks, requiring officials to be molto prudenti e tenendo conto anche della specificità del nostro sistema, che è un sistema binario: banche grandi e banche di territorio, che sono le BCC e le banche popolari. Therefore, one must sempre approfondire l’argomento, non con demagogia, non con aggressività, perché l’aggressività non paga mai, because un governo moderato, un governo di centrodestra deve sempre coinvolgere. Reflecting on past legislative approaches, Tajani pointed to existing three-year agreements with the banking and insurance sectors as models for constructive engagement without imposing punitive taxes, noting that abbiamo un accordo triennale con il sistema bancario assicurativo e abbiamo trovato anche il modo di coinvolgere il sistema delle imprese energetiche senza imporre tasse, concluding that meno tasse si mettono e meglio è. Ne parleremo, ne discuteremo con grande serenità.

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