News from the Region of Murcia

For the second consecutive year, the Regional Hemodonation Center and the Association of Friends of Culture “Manuel Coronado” have launched a donation campaign that, with the motto ‘Donate blood for the love of art’, will take place this Tuesday 25 April at the Infanta Elena de Águilas Auditorium, from 5:00 p.m. to 9:00 p.m.

With the collaboration of the Águilas City Council and the Murcian painter Pedro Cano, the association from Aguilas has made an appeal to the population to donate blood, giving each of the attendees a reproduction of a work made for this purpose along with a ticket for El Hornillo multiplexes and also entering the raffle for the original film.

The extractions will take place at the Infanta Doña Elena Auditorium and Conference Center and, although it is not necessary, it is recommended to request a prior appointment for organizational reasons at the link:

During the presentation press conference that took place this morning, the Hemodonation Center made an appeal in view of the alarming drop in donations. “Blood is vital to save lives – they have recalled – and in recent months we have registered a very significant reduction in donations in Águilas”. The only requirements to be a donor are to be between 18 and 65 years old, weigh more than 50 kilos, be in good health and not have had a tattoo in the last four months.

A firm focused on banking law makes the mortgage expense claim service available in Galicia and the Basque Country for deeds signed before 2017.

Zulaika Abogados stands out for defending the rights of consumers against abuses by financial institutions, through comprehensive support throughout the claim process, without advance payments or extra charges. The online modality or by telephone are the channels through which the firm communicates with its clients.

What expenses can be recovered

If a citizen signed a mortgage between 1982 and 2017, they are in time to claim reimbursement for the expenses incurred by the banking operation. Among such expenses, are those of the notary, the agency and the processes of appraisal and registration. The professionals at Zulaika Abogados state that it is possible to recover 100% of the registration amount, as well as all the agency and appraisal expenses, in addition to 50% of the notary expenses.

The great advantage offered by this office is that the client does not pay anything until they have recovered their money. In case of winning the process, the firm will charge 18% plus VAT of the amount recovered and the payment of the costs is assumed by the office, whether it is won or lost. People interested in raising their case can contact the Zulaika Abogados team via email and access a free consultation.

flattering outlook

“Since the Supreme Court Judgment of December 23, 2015, it is considered that, among others, the clause of mortgage expenses that attributes the payment of the same to the client is abusive and this criterion has been ratified during the following years” , express the representatives of Zulaika Abogados on their website.

For those who doubt the possibility of winning the claim, the lawyers from this firm highlight an encouraging figure: more than 90% of the cases that address the return of payments for the formalization of the mortgage are won, even if the mortgage has already been paid in full.

In addition, if the loan deed includes a clause that limited the applicable interest, called the floor clause, the user can start the claim process to receive back the amounts that he has paid in excess, even if the bank has made him sign the waiver executed legal actions.

With the simple copy of the deed of the mortgage loan, plus the notary, registration, appraisal and agency invoices, it is possible to start the process. Zulaika Abogados advises in the event that the client cannot find some of these invoices and will take care of the entire claim process with the responsibility that characterizes it.