deposits

2023-11-19 16:37:00
#Iranian #cars #began #delivered #Russian #car #dealerships

Experts in a publication on Banki.ru gave recommendations on creating a financial safety net. In times of turbulence, it is necessary to be prepared for a crisis, layoff, unplanned expenses, repairs or large purchases.

As analysts explained, the financial airbag is mainly aimed at saving money and putting it aside for an emergency. To form a safety cushion, it is recommended to deduct at least 10% from your salary to the reserve. This way you can gradually bring the pillow to the required level.

Only when the reserve is formed can you start investing. In this case, two rules are important: minimal risks and the ability to convert investments into money at any time without large losses.

“It’s better to create a long-term, diversified portfolio that will allow you to achieve certain financial goals: saving for a major purchase, such as a car or apartment, a vacation or a child’s education. When creating a safety net, financial discipline and the habit of saving part of your money are formed. These skills will help in the formation of investment capital,” says Bogdan Zvarich, chief analyst at Banki.ru.

At the same time, the most cautious ones should give preference to conservative instruments – deposits or bonds.

Choice of Banki.ru users

2023-11-09 21:01:00
#Experts #create #save #financial #cushion

When purchasing a used car, the future owner hopes that the car will not cause much trouble, writes “Behind the wheel” However, there are a number of cars that are not reliable. The WhatCar publication, together with the insurance company MotorEasy, conducted a study and found out which cars on the secondary market are definitely not worth buying.

The leader of the anti-rating was the Audi A3 2020 and younger. Almost 60% of those surveyed have had it repaired at least once over the past two years. In most cases, breakdowns were associated with failures in the navigation system and multimedia, as well as with batteries and transmission.

In second place was the Skoda Octavia in versions produced in 2020 and later; their owners also complained of frequent breakdowns of the multimedia and navigation system. Third place was taken by the Mazda 3 model in versions 2014–2019. 46% of respondents experienced breakdowns of this car. The most common problems occurred with brakes and electronics, but in most cases the repairs were carried out under warranty and took no more than one day.

The following cars were also included in the anti-rating:

2023-11-04 14:52:00
#Problem #cars #rating #unreliable #cars #secondary #market #compiled

In the secondary market, motorists often prefer to choose cars with a gasoline engine rather than a diesel one. However, some cars can cause owners much more problems than joy due to their unreliability. In particular, the rating of the least reliable secondary cars is headed by the Vauxhall Astra hatchback, writes Daily Motor.

Owners of this car often complained about various breakdowns, where the most mentioned faults were the failure of the engine, air conditioning, battery, electrics, exhaust, gearbox, clutch and suspension.

Mercedes-Benz C-Class is in second place in the anti-rating. Most often, problems arose with engines, electrical and exhaust systems. The reliability rating of this car is estimated at 54.9%.

The petrol Nissan Qashqai closes the top three, its reliability rating is estimated at 64.4%. Common breakdowns include engine or electrical faults, which then lead to problems with the air conditioner and battery. At the same time, the same “diesel” model has proven itself quite well.

The list also included the Nissan Micra with a reliability rating of 66.4%, the Skoda Octavia (71.2%) and the Mini Cooper (71.5%).

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2023-09-23 08:16:00
#unreliable #aftermarket #gasoline #cars #named