synchrony Financial Stock Could See 24% Drop, Analysis suggests
NEW YORK – Shares of Synchrony Financial (NYSE: SYF) might potentially be considerably overvalued, potentially facing a 24% price correction, according to a new analysis from Simply Wall St. The report, published September 13, 2025, highlights ongoing risks associated with partner-intensive business models despite the company’s rising potential.
The analysis emphasizes a complex valuation picture for Synchrony, factoring in fair value estimation, potential risks, dividend performance, insider trading activity, and overall financial health. While acknowledging synchrony’s growth prospects, Simply Wall St. cautions investors to carefully consider the impact of continued reliance on key partnerships.
Investors are currently evaluating the balance between Synchrony’s potential and these inherent risks, leading to differing fair value estimates - five of which are detailed in the Simply Wall St.report.
The firm encourages investors to formulate their own independent financial narratives, noting that simply following market trends is unlikely to yield extraordinary returns. Users can create custom analyses within three minutes using Simply Wall St.’s Stock Valuator tool.
Simply Wall St. clarifies that it’s analysis is based on historical data and analyst predictions, and does not constitute financial advice. the company states it does not consider individual investor goals or financial situations and aims to provide long-term analysis based on fundamental data, acknowledging potential discrepancies with the latest pricing and qualitative details. Simply Wall St. maintains it holds no positions in Synchrony Financial stock.
