Revolut currency conversion limits and fees detailed by Aranzulla
Revolut users can convert currency directly within the mobile application by accessing the funds transfer tool, allowing manual conversions or automatic processing during foreign card transactions. According to aranzulla.it, exchange limits and weekend surcharges vary significantly depending on the user’s active subscription tier.
Revolut Accounts Use Sub-Balances for Multiple Currencies
Opening a standard Revolut account establishes a primary Euro balance with an Italian IBAN. Users do not need to create separate bank contracts for foreign currencies. The application handles multiple currencies simultaneously within individual sub-balances, or pockets, inside the main account. When executing a manual conversion from Euros to another currency, the app instantly generates a secondary balance on the home screen. Alternatively, when making purchases abroad via card, Revolut deducts the equivalent from the primary Euro balance, instantly converting and settling the transaction without requiring a pre-existing foreign currency pocket. Users who prefer pre-funding a specific currency pocket can add a new balance manually through the home screen by selecting the currency from the available list.
Tier-Based Limits and Weekend Surcharges
As aranzulla.it reported in October 2026, currency conversion costs are dictated by the user’s subscription tier, monthly conversion volumes, and the day of the week. Weekday conversions, which run outside of global market closures, remain free of base fees up to specific monthly thresholds:
| Plan | Monthly Fee-Free Limit | Excess Fee | Weekend Surcharge |
|---|---|---|---|
| Standard | Up to €1,000 | 1% | 1% |
| Plus | Up to €3,000 | 0.5% | 0.5% |
| Premium, Metal, Ultra | Unlimited | 0% | 0% |
Global currency markets remain closed between Friday at 17:00 and Sunday at 18:00 New York time. In Italy, this window typically runs from Friday at 23:00 until midnight between Sunday and Monday. Premium, Metal, and Ultra subscribers enjoy fee-free weekend conversions, a perk introduced on April 22, 2025. Standard and Plus users face weekend markups unless they convert funds prior to Friday afternoon. Daylight saving time mismatches between Italy and New York—scheduled for March 8 to March 29 and October 25 to November 1, 2026—may shift the weekend window timing by one hour.
Move Funds Tool Locks in Real-Time Rates
Users seeking to lock in real-time exchange rates must use the Move funds
tool on the Revolut home screen rather than the Converter
utility in the main menu, which functions solely as a calculation tool. Within the transfer interface, the currency marked with a minus sign represents the asset sold, while the plus sign designates the currency purchased. After entering the desired amount, the summary screen displays the live exchange rate, applicable fees, and estimated totals. Once confirmed, instant conversions are irreversible. To monitor usage against monthly limits, users can tap their profile icon on the home screen to review remaining fee-free allowances and renewal dates.