MFA Financial Surpasses $7 Billion in Non-QM Loan Securitizations with Latest Deal
NEW YORK – october 1, 2025 – MFA Financial, inc. (NYSE: MFA) today announced the successful closing of it’s twentieth non-qualified mortgage (Non-QM) loan securitization, MFA 2025-NQM4, adn has now exceeded $7.3 billion in cumulative Non-QM issuance since initiating these transactions in 2020. The latest securitization underscores MFA’s continued strength in the Non-QM market and its ability to provide financing options for borrowers who don’t fit conventional mortgage guidelines.
This milestone comes as MFA’s outstanding Non-QM loan portfolio balance has surpassed $5 billion following strategic acquisitions in the third quarter. The company’s consistent activity in the Non-QM space highlights the growing demand for these types of loans and the reliability of securitized debt as a funding source for residential mortgage investments.
“We are pleased to celebrate this milestone and once again showcase our ability to source, acquire, securitize and manage residential mortgage assets,” said Craig Knutson, MFA’s Chief Executive Officer.
MFA 2025-NQM4 is backed by 621 mortgage loans totaling $371.2 million, secured by one-to-four family residential properties nationwide. The loan pool features a weighted average coupon of 7.68%, an average loan-to-value (LTV) ratio of 68%, and a weighted average credit score of 741. Planet Home Lending LLC and Citadel Servicing Corp. are servicing the loans.
S&P provided credit ratings for the securitization, ranging from AAA to BBB across various tranches.
“We appreciate the support of investors who have participated regularly in our Non-QM transactions,” added Bryan Wulfsohn, MFA’s President and Chief Investment Officer.”their consistent involvement underscores the depth and reliability of securitized debt as a funding source for our residential mortgage investments.”
MFA Financial,Inc. is a specialty finance company investing in residential mortgage loans, residential mortgage-backed securities, and other real estate assets. Through its subsidiary, Lima One Capital, MFA also originates and services business-purpose loans for real estate investors. As its 1998 IPO, MFA has distributed over $4.9 billion in dividends to stockholders and operates as an internally managed, publicly traded real estate investment trust.
investor Contact:
MFA Investor Relations
212-207-6488
www.mfafinancial.com
Source: MFA Financial, Inc.
