Colombian Banks Update Transaction Limits Ahead of October 2025 Changes
BOGOTÁ, COLOMBIA – Colombian banking users will face revised transaction limits for both ATM withdrawals and digital transfers starting this October 2025, as major financial institutions including Bancolombia, Davivienda, BBVA, Banco de Bogotá, and AV Villas adjust their policies. The changes impact daily operation limits,ranging from cash withdrawals to transfers,varying by bank and channel used.
these updates require customers to be aware of the new parameters for their financial activities. Here’s a breakdown of the updated limits, as of today:
Bancolombia: Sets a daily ATM withdrawal limit of $2.7 million. Transfers are capped at $30 million to registered accounts and $8 million to non-registered accounts. Operations via the request with unregistered accounts are limited to $3 million.
Davivienda: Allows ATM withdrawals of up to $8 million per transaction via card. Digital transfers have a daily limit of $50 million, encompassing transfers between own accounts and to other banks (ACH). Public service payments are capped at $10 million, and digital store purchases at $5 million.
BBVA: Establishes a daily cash withdrawal limit of $4.2 million, split between $2.1 million via card and $2.1 million without a card.
Banco de Bogotá: Maintains a $2 million daily ATM limit. Transfers allow for $2 million per transfer, $5 million through bank correspondents, and $30 million between own accounts within the same bank.
AV Villas: Sets a $2 million daily ATM limit. Electronic transfers are capped at $5 million to other Aval group entities or external banks.
General Updates: Several banks, including AV Villas, offer current and savings account holders a maximum of $80 million daily for transfers through their digital channels.
Vital Considerations: Many banks allow customers to modify their transactional limits through their mobile app or online banking platforms, depending on their individual profile. For transactions exceeding ATM limits, users are advised to visit a physical branch or contact their bank directly.
Stay Informed: For the latest economic news and updates, visit El Espectador at https://www.elespectador.com/economia.
