Bankruptcies Filed in North Dakota and Western Minnesota on Sept. 6, 2025
A wave of bankruptcy filings was recorded across North Dakota and western Minnesota on Sept. 6, 2025, signaling continued economic pressures for individuals and businesses in the region. The filings, encompassing Chapters 7, 11, 12, and 13, offer a snapshot of financial distress impacting residents from Grand Forks to Dilworth.
These petitions represent a legal process allowing individuals and companies to address overwhelming debt. Chapter 7 involves liquidating assets to satisfy creditors, while Chapters 11, 12, and 13 offer avenues for reorganization and debt readjustment, respectively. Understanding these filings provides insight into the economic health of the area and the challenges faced by its citizens.
North Dakota Filings
Individuals filing for Chapter 7 bankruptcy protection in North Dakota include Luis Angel Sanchez Parrilla and Amber Nicole Zendajas (formerly Amber Olson), both of Fargo. Timothy E. and Teresa M. mayfield of Grand Forks also filed under Chapter 7. Additionally, Joshua Craig Benhamin, operating as late Night Auto Salvage and Prairie Carpet Services in Turtle Lake, initiated a Chapter 7 proceeding.
Minnesota Filings
Bankruptcy filings in Minnesota originated from several counties including Becker,Clay,Douglas,Grant,Hubbard,Mahnomen,Norman,Otter Tail,Polk,Traverse,Wadena,and Wilkin. Alison and Andrew Gotto, residing in East Grand Forks, filed for Chapter 7 protection. Gwendolyn Marie Organa (also known as Gwedolyn McLawhorn and Gwendolyn Hamner) of Dilworth, Minnesota, also filed under Chapter 7.
Karissa Naomi Doyle, formerly known as Karissa Cravens and Karissa Kokoschke, of New York Mills, and Rebecca Hanson of Verndale, filed for Chapter 13 bankruptcy. Cynthia Jean Fuller Gladue Roisum, of Moorhead, Minnesota, initiated a Chapter 7 filing.
Chapter 7 petitions seek to liquidate assets and discharge debts. chapter 11 provides protection from creditors while allowing for reorganization. Chapter 12 is designed for family farmers seeking to reorganize their finances. chapter 13 enables wage earners to readjust their debts.
