Alight Reports Subdued 401(k) Trading activity in August
NEW YORK – September 8, 2025 - Recent data from Alight indicates a period of diminished participant trading within 401(k) plans during August. The findings,released today,reveal a comparatively quite month for investment activity,signaling a potential shift in investor behavior amid ongoing economic uncertainty.
This lull in 401(k) trading arrives as millions of Americans navigate fluctuating market conditions and persistent inflation. The data impacts financial advisors, plan sponsors, and the 33 million individuals Alight serves, offering a snapshot of retirement savings engagement. Understanding thes trends is crucial for proactively addressing participant needs and optimizing plan design for long-term financial security. Further monitoring will be essential to determine if this represents a temporary pause or the beginning of a more sustained trend.
Alight’s report highlights a noticeable decrease in the volume of trades executed by 401(k) plan participants throughout August. Individuals interested in obtaining reprints of the full report can contact Alight directly via email at Reprints.
