Vietnam Boosts Student Health Insurance Coverage with New State Funding
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Hanoi,Vietnam – In a strategic move to enhance healthcare access for its youth,the Vietnamese government will assume duty for at least 50 percent of health insurance premiums for students,effective July 1,2025. This decree, outlined in 188/2025/ND-CP, represents a significant increase in state support and aims to alleviate the financial burden on students and their families.
Understanding the New Policy
Currently, health insurance contributions are calculated at 4.5 percent of the basic monthly income, which, according to Decree 73/2024/ND-CP, stands at 2,340,000 Vietnamese Dong (VND). This translates to a monthly contribution of 105,300 VND per student. Prior to July 1, 2025, the state subsidized 30 percent of this cost, leaving students responsible for 70 percent, or approximately 73,710 VND monthly.
The new decree increases state support to 50 percent, reducing the student’s out-of-pocket expense to a maximum of 52,650 VND per month-a savings of over 21,000 VND monthly.
Did You No?
This change reflects the Vietnamese government’s commitment to universal healthcare and investing in the well-being of its future generations.
Payment Options and Costs
Students have the flexibility to pay their health insurance premiums on a quarterly, semi-annual, or annual basis. The adjusted costs, reflecting the 50 percent state subsidy, are as follows:
| Payment Frequency | Total Cost (VND) |
|---|---|
| Quarterly | 157,950 |
| Semi-Annual | 315,900 |
| Annual | 631,800 |
Students enrolled in health insurance are entitled to choose their initial examination and treatment facility each quarter, selecting from designated statutory facilities at the community level or equivalent institutions. This ensures convenient access to healthcare services.
How to Verify Health Insurance Status
Students and their parents can easily verify their health insurance card’s validity through several channels:
- Online portal: Visit the Vietnamese Social Insurance electronic data portal at https://baohiemxahoi.gov.vn/tracuu/Pages/tra-cuu-thoi-han-su-dung-the-bhyt.aspx
- Hotline: Contact the Vietnamese Social security hotline at 1900,9068 for assistance.
- Mobile App: Download and utilize the “VSSID – Digital Social Insurance” submission for real-time updates on contributions and benefits.
Pro Tip:
Regularly checking yoru health insurance status ensures uninterrupted access to vital healthcare services.
What impact do you think this policy will have on student enrollment in health insurance programs? And how might this initiative contribute to broader public health outcomes in Vietnam?
This initiative builds upon Vietnam’s existing social insurance framework, which aims to provide financial risk protection and access to quality healthcare for all citizens. [[1]] The country has been steadily expanding health coverage in recent years, recognizing its importance for socio-economic development.
Context and Long-Term Implications
Vietnam’s commitment to expanding health insurance coverage aligns with global trends towards universal health coverage. The country is undergoing rapid economic development, as highlighted by its ambition to become an “Asian tiger” economy [[3]], and investing in human capital, including healthcare, is crucial for sustaining this growth.this policy is expected to improve student health outcomes,reduce financial hardship for families,and contribute to a more productive workforce.
Frequently Asked Questions
- What is the primary benefit of this new health insurance policy? The policy considerably reduces the out-of-pocket costs for students, making health insurance more affordable.
- How can students check their health insurance validity? Students can check online, via hotline, or through the VSSID mobile app.
- What payment options are available for student health insurance? Students can choose to pay quarterly, semi-annually, or annually.
- Who is eligible for this health insurance subsidy? All students are eligible for the increased state subsidy.
- What is the current basic monthly income used to calculate health insurance contributions? The current basic monthly income is 2,340,000 VND.
Disclaimer: this article provides general information and should not be considered as professional financial or healthcare advice.
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