Vietnam Loans: Agriculture, SMEs & Export Growth in Dong Nai Province
Approximately 218 billion VND in outstanding loans have been disbursed for agricultural and rural development in Vietnam, according to recent data released by the State Bank of Vietnam’s Branch in Dong Nai province. This represents a significant portion of the total credit allocated to priority sectors, with an additional 19.7 billion VND going to support production and export trade, and 102 billion VND dedicated to tiny and medium-sized enterprises (SMEs). A further 16.6 billion VND has been allocated to the development of supporting industries.
Nguyen Duc Leinh, Deputy Director of the State Bank of Vietnam’s Branch in Dong Nai, stated that the banking sector in the province will continue to effectively implement monetary and credit policies. This includes promoting preferential credit programs and packages designed to facilitate access to capital and banking services for businesses and individuals seeking to expand production and operations.
The focus on supporting SMEs aligns with a broader national strategy to bolster economic growth. According to a report from November 2025, SMEs account for between 85% and 90% of all registered businesses in Hanoi, though their collective capital represents only 35% to 40% of total registered capital. This highlights the need for sustained and systematic support for these businesses, including training in management, digital transformation, and the adoption of high technology, as well as the development of eco-friendly products and adherence to international standards.
Vietnam is also actively seeking foreign investment in its agricultural sector to promote sustainable development. A new decree is currently being finalized to replace Decree 57/2018/ND-CP, aiming to remove barriers and encourage international cooperation and mutually beneficial partnerships. This initiative comes as Vietnam looks to expand its agricultural exports and modernize its farming practices.
The FAO is also working to support agro-food SMEs in the region, recognizing their potential to scale operations and access international markets. Initiatives like the Virtual Business Rounds for Agro-Food Chains, in collaboration with the Inter-American Institute for Cooperation on Agriculture (IICA), the Central American Economic Integration Secretariat (SIECA), and the Executive Secretariat of the Agro-Livestock Council (SECAC), aim to create opportunities and build capacity within the sector. These efforts focus on generating trade opportunities and assisting countries in developing data and policies to accelerate growth in global markets.
The United Nations Sustainable Development Goals (SDGs) recognize the vital role of micro, small, and medium-sized enterprises (MSMEs) as drivers of development, innovation, and global inclusion. UN Resident Coordinators and Country Teams are actively working to empower these businesses through various initiatives.