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UOB Visa Infinite Metal Card Review: Is It Worth It?

Okay, I’ve analyzed the provided text about the UOB Visa Infinite Metal Card. Here’s a summary of the key benefits and restrictions, focusing on the information most relevant to a cardholder:

Key Benefits:

Unlimited DragonPass Lounge Visits (+1 guest): Cardholders get unlimited access to DragonPass lounges worldwide, plus one guest.
Dining Discounts: Up to 30% off a la carte food orders at select restaurants in Pan Pacific, PARKROYAL COLLECTION, The Fullerton, The Ritz-Carlton, Sheraton Towers, and grand Hyatt Singapore. Also access to the Infinite Dining program.
15,000 Miles Loyalty Bonus: Earn 15,000 bonus miles upon card renewal if you spend at least S$100,000 in a membership year (on top of the usual 25,000 miles awarded each year the annual fee is paid).
Bonus miles with KrisFlyer UOB Account: Potential to earn bonus miles (5-6 mpd) on spending when linked to a KrisFlyer UOB Account, along with the card’s base rate of 1.4 mpd.
Complimentary Health Screening: One-time health screening for both principal and supplementary cardholders (valid until 31 December 2026).
Complimentary Travel Insurance: (Mentioned but not detailed in the provided text)

key Restrictions & Drawbacks:

DragonPass Cooldown Period: A minimum four-hour cooldown period between redemptions of lounge visits and set meals. Redeeming a set meal triggers the cooldown period for lounge visits, and vice versa.
Capped Lounge Visits (Starting June 1, 2026): Free lounge visits will be capped at 12 per 12-month membership period. Additional visits will be charged at US$28 each.
KrisFlyer UOB Account Drawbacks: The bonus miles earned through the KrisFlyer UOB Account are capped at 5% of yoru Monthly Average Balance (MAB), making it potentially not worthwhile unless you maintain a very high balance.
High Spending Requirement for Loyalty Bonus: The S$100,000 spending requirement for the 15,000 bonus miles is very high, and the return is not notably attractive.

In summary:

The UOB Visa Infinite Metal Card offers attractive lounge access and dining benefits, but the dragonpass restrictions substantially limit the lounge benefit’s usability. The KrisFlyer UOB Account integration is generally not recommended due to its limitations. The high spending requirement for the loyalty bonus makes it less appealing for most users. The upcoming cap on lounge visits in 2026 further diminishes the card’s value proposition.

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