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Travel Insurance: Hurricane Season Tips & Coverage

by Priya Shah – Business Editor

RALEIGH, N.C. – ‍ As teh Atlantic hurricane season peaks,travelers heading to coastal⁢ destinations this fall⁤ are strongly advised to consider purchasing travel insurance,particularly in areas prone to storms. Recent mandatory evacuations triggered by Hurricane​ Erin in⁢ North Carolina⁢ highlight the financial risks travelers face when storms disrupt travel plans.

Travel insurance can protect against unforeseen expenses ‍like trip​ cancellations,‌ delays, and the cost​ of changes to⁤ travel arrangements-including airline change fees and any additional airline ⁢expenses ⁤associated with getting ​home. Not all policies are created equal, so careful review of coverage details ‍is essential. Under North⁤ Carolina law,those scheduled to stay ⁢in areas under mandatory‍ evacuation are‌ entitled to a refund,but this right may be forfeited ⁣if offered⁣ insurance is ‌declined.

Experts recommend adding extra time to travel schedules, especially when connecting to cruises. “Add a⁢ little ⁢more padding into⁤ your ⁤schedule or if you’re expecting to catch a⁣ cruise ‍ship somewhere, give it another​ day⁣ or two so‍ that you ‍arrive at the destination and have a little time before‌ that cruise ship departs rather than counting on the plane arriving exactly when it’s supposed ​to ‌and the cruise ship departing exactly when it’s supposed to,” advised​ a travel ‌expert.

beyond dedicated travel⁣ insurance policies, travelers ⁤should also investigate potential travel protections offered by their credit cards. Always read the fine print of any insurance policy to understand its specific terms ⁤and ​conditions. For more​ consumer protection⁢ resources,⁢ visit the ABC11 Troubleshooter page.

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