Tax Office to Track Card Payments Monthly, Increasing Scrutiny of Citizen Finances
Warsaw, Poland – October 25, 2025 – Poland’s tax office is implementing a new system to monitor citizens’ financial transactions via card payments, a move designed to curb tax evasion and increase revenue collection. Beginning with data from November 2025, teh office will receive monthly reports of card transactions, a notable shift from the previous annual data provision. This heightened level of financial surveillance aims to make concealing income considerably more difficult for individuals and businesses alike.
The change represents a ample increase in the tax authority’s ability to track spending and identify discrepancies between reported income and actual financial activity. Previously, the annual data dumps offered a delayed snapshot of financial behavior. The monthly reporting cadence will allow for near-real-time monitoring,enabling quicker identification of potential tax liabilities and more effective enforcement. This impacts all Polish citizens and businesses utilizing card payments for transactions, potentially leading to increased tax audits and revenue for the state.
The tax office stated that this enhanced monitoring capability will allow them to observe citizens’ financial flows on a more current basis. The move follows a broader trend across Europe toward greater financial transparency and the use of technology to combat tax fraud. While proponents argue it will create a fairer tax system, critics raise concerns about privacy and potential overreach by the government.
