Worldpay Unveils embedded Finance Engine for Software โPlatforms
September 29, 2025 – Worldpay has launched an embedded Finance Engine designed to help software platforms integrate financial services directly into their offerings. The new solution aims to simplify the process for partners to offerโ services like lending and banking,while Worldpay handles regulatory requirements โขand risk management,according to a company release.
The Engine is part of Worldpay’s broader strategy to empower partners to become “everything platforms” for their users, moving beyond basic payment โprocessing. “Our goal is to empower partners to become the everything platform for their users,” said Matt Downs, president โคof Worldpay for Platforms. “We are helping them move beyond payments to solutionsโ like the โEmbedded Financeโข Engine. By providing partners with purpose-built and easy-to-useโ technology with โขsimple integrations, we help them unlock new opportunities and deliver greaterโค value to their customers.”
Recent research from a collaboration between PYMNTSโ Intelligence and Worldpay, titled “Platform Power: The Growing Importance of Embedded Financeโข to SMB Success,” highlights the demand for theseโ integrated solutions. The study found that approximately 90% of small and medium-sized businesses (SMBs)โค consider access toโค embedded finance essential to their daily operations.
The report also indicated that embedded finance solutions drive customer loyalty. Thirty-seven percent of SMBs stated they would likely switch providers for access to โฃembedded โlending, a figure thatโค jumpedโข to 69% among those who had already utilized suchโ tools in โthe past year.
“We’re seeing a fundamental โขshift in how software โproviders approach financial integration,” Downs noted in โthe report. “The platforms that thrive aren’t just offering basic functionality – they’re embedding comprehensive financial โฃcapabilities so seamlessly that theirโ clients can’t imagine operating without them.”
Worldpay has been expanding its Embedded Finance offerings globally. In July, the company announced an expansion ofโ Worldpay for Platforms to โCanada and the United Kingdom, alongside a strengthened presence in Australia, responding to increasing demand for embeddedโค finance solutions. Downs stated this expansion reflects Worldpay’s commitment to supportingโค software platforms in key โฃinternational markets.
