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Munich: Animal rights activist keeps emergency services on their toes because of injured pigeon – Munich

by Chief editor of world-today-news.com October 5, 2024
written by Chief editor of world-today-news.com

A woman in Munich kept emergency services on tenterhooks for hours because of an injured pigeon. According to the federal police, after she saw the animal fly into the tunnel of the S-Bahn main line on Friday afternoon, she initially tried to get onto the track herself – but was stopped by emergency services. “As the day progressed, the animal rights activist kept Deutsche Bahn, the federal police and the Munich fire department busy for several hours, sometimes having a disruptive effect on the respective departments,” it said.

That evening she was even sent off at the main train station and was also made aware of the misuse of emergency calls.

According to the information, the woman appeared again early on Saturday morning to employees of the railway and the federal police and alerted the professional fire department again. Ultimately, railway employees took the injured animal out of the tunnel early in the morning, when S-Bahn traffic was closed, and handed the pigeon over to the woman.

They announced that they wanted to file charges for violating the Animal Welfare Act because those involved had prevented an earlier rescue.

October 5, 2024 0 comments
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Business

Living space is scarce – many students in North Rhine-Westphalia still have no room for the winter semester – education

by Chief editor of world-today-news.com October 5, 2024
written by Chief editor of world-today-news.com

The situation seems just as precarious in other university cities: in Cologne, according to the student union there, 1,500 students are still looking for a room. The student union in Bonn still has 2,200 active applications, although these could also include students who have found something in the meantime. This generally also applies to the other university cities in North Rhine-Westphalia.

The living situation is also tense in Bielefeld. According to information from the student union, 850 people are still looking for affordable accommodation there. The waiting time for an apartment is now three to four semesters. If students are willing to move into a shared apartment, things go much faster.

In Münster, there are still almost 2,350 students on the waiting list, according to the student union there. The student union’s emergency accommodation with 18 places is also fully occupied.

In Münster, the gym is being converted into a sleeping place

In order to draw attention to the unfortunate situation and make it easier for first-year students to start university life, the General Student Committee (AStA) of the University of Münster, in collaboration with university sports and with financial support from the university and the city of Münster, set up an emergency accommodation in the first week. Up to 150 freshmen were allowed to spend the night in a gymnasium in the first week.

“People from Frankfurt, from a village in Bavaria or even from Bremen have found accommodation here and now don’t really know what’s going to happen next,” says the chairwoman of the AStA, Theresa Dissen. The converted gymnasium was only a temporary solution.

The situation in Siegen is less dramatic. There have been 550 inquiries this semester, and almost 300 students are still on the waiting list, reports the student union in Siegen. “However, it can be assumed that many of these students have already found an apartment on the private housing market in the meantime,” says a spokesman.

Scarce living space is particularly a problem in university towns

Living space is scarce throughout Germany. “A situation that is proving to be highly problematic, especially in university towns and for people with a comparatively low income,” says Johannes Wessels, chairman of the State Rectors’ Conference (LRK) of the universities in North Rhine-Westphalia and rector of the University of Münster.

According to current statistics, half of students who manage their own household have less than 870 euros per month. The LRK therefore appeals to private housing providers and politicians to make optimal use of available living space and offer it to these students, as well as to support the student unions so that dormitories can be adequately expanded.

October 5, 2024 0 comments
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World

Energy policy: Britain closes its last coal-fired power station – politics

by Chief editor of world-today-news.com September 30, 2024
written by Chief editor of world-today-news.com

Pictures from Ratcliffe-on-Soar always look the same: green meadows, brick houses and the eight thick, steaming cooling towers in the background. Ratcliffe-on-Soar is a village in Nottinghamshire, in the middle of England, about 150 inhabitants, one church. Known because of the massive coal-fired power plant that has existed here since the 1960s. The BBC recently interviewed a few residents, one Raymond said that when they came back from a trip here, they would have seen the towers from afar, “that was nice because then we knew we were home.” One Lyn particularly liked the students and artists who photographed and drew the unique ensemble. She sounded wistful, because from now on everything will be different.

The Ratcliffe-on-Soar power station was closed on Monday, the last still operating in the UK. It is a historic moment in energy supply, a symbol. Because now the nation is phasing out coal, which was the first to do so – the world’s first coal-fired power station was built in London in 1882.

And Britain is not alone in this. According to a current study by the British analysis organization Ember, coal as an energy source is on the decline, especially in Europe and North America. Of the 38 countries in the Organization for Economic Cooperation and Development (OECD), eleven have already phased out coal, including Switzerland, Austria, Belgium and Slovakia. Overall, coal-fired electricity production in OECD countries has fallen by more than half (52 percent) since its peak in 2007, largely replaced by solar and wind energy. Natural gas also became more important. CO₂ emissions in the electricity sector fell by 28 percent during the period.

However, worldwide coal consumption and power plant capacity reached an all-time high in 2023. According to a report by the Global Energy Monitor organization from San Francisco, among others, this is largely due to China, where the government approved significantly more new systems in 2021 in response to an energy shortage. India is also continuing to expand. The two most populous countries in the world are responsible for more than 80 percent of the new coal-fired power plants currently planned worldwide.

Instead of the CO₂ extractor, a “clean energy park” is to be created

Nevertheless, observers like Christoph Bals, managing director of the environmental organization Germanwatch, see “an energy revolution taking place in the G-20 countries and increasingly in other emerging and developing countries.” On the one hand, due to the rapid electrification of areas such as industry, transport and heating. This also reduces overall consumption because fossil fuels such as gasoline in cars are comparatively inefficient. In addition, electricity is increasingly being produced using renewable energies, which are becoming increasingly cheaper. When it comes to solar, wind and, more recently, battery storage, the curves are going steeply upwards.

Mike Lewis didn’t sound wistful in Ratcliffe-on-Soar shortly before the shutdown, quite the opposite. The British boss of the German company Uniper, which owns the site, told the BBC that phasing out coal in Britain was a “hugely important milestone on the global path to decarbonization.” Instead of the power plant, a “clean energy park” is to be built there.

Open detailed viewCO₂ tax, support for wind farms, laws for renewable energies contributed to the coal phase-out, according to experts: Wind farm in the Irish Sea. (Photo: PAUL ELLIS/AFP)

The conservative government that had just been voted out wanted to call off the coal phase-out again. She thought it would be a good idea to build a new power station in West Cumbria for the first time in 30 years. 500 new jobs in the region, but also 400,000 tons of greenhouse gases per year. Environmental groups challenged the plan, but before the Supreme Court could deliver its decision, the new Labor government had scrapped the project. Instead, Labor wants to focus on renewable energies and even set up a state-owned energy company “Great British Energy”.

Solar and wind energy largely compensate for the loss of coal-fired power generation

In 2023, the Federal Republic was one of only four OECD countries in which coal was used for more than a quarter of electricity generation. At 27 percent, it was only behind Poland, Australia and the Czech Republic. But there is also a trend here: apart from an interim peak in the energy crisis triggered by Russia’s war in Ukraine, coal use is continuously declining. Last year, both hard coal and lignite fell to their lowest levels since the 1950s and 1960s, and 2024 looks similar. The weakening of the economy, which requires less energy, also plays a role.

However, the global coal, oil and gas industry does not want to be pushed out of the market without resistance. The fossil lobby knows, says Christoph Bals, that if the trend continues now with coal, and in a few years also with oil and gas, their business model will go into shrinkage mode. “They are moving heaven and earth, even at the risk of undermining democracies, to block this,” he explains.

In Great Britain, too, the move away from coal was not always without conflict. When the government of Prime Minister Margaret Thatcher closed the first mines in the early 1980s, at the time for cost reasons, there were sometimes violent protests. It was particularly violent on June 18, 1984, when 6,000 police officers met a huge crowd in South Yorkshire. The officers rode off, used batons, and stones flew. In the end, Thatcher’s government prevailed. 40 years later, Great Britain is now completing its coal phase-out.

September 30, 2024 0 comments
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Business

In Germany – Borrow money: These are the 7 most common types of credit – Economy

by Chief editor of world-today-news.com September 30, 2024
written by Chief editor of world-today-news.com

The interest rate and other costs can vary greatly. “Interested parties should therefore always inquire about the loan conditions from several providers and compare them with each other,” says Kathleen Altmann from the Federal Association of German Banks in Berlin. Here is an overview of the seven most common loans in Germany.

1. Dispokredit

If money regularly flows into the current account, bank customers are granted an overdraft facility upon request up to the agreed amount – usually three months’ salary – in the event of an account overdraft. “In this respect, an overdraft facility provides bank customers with liquidity quickly and easily,” says Markus Latta from the Bavarian Consumer Service in the KDBF (Catholic German Women’s Association).

The disadvantages of the overdraft: “It is comparatively very expensive due to high loan interest rates, which currently average 12.3 percent per year,” says Latta. It can also become an over-indebtedness trap because there are no fixed repayment rates or specifications and bank customers can always use it from the normal cash flow in their current account.

2. Installment loan

An installment loan – also known as a consumer loan or personal loan – comes with fixed repayment installments and a fixed term. “With some types of installment loans, the use of the loan amount is restricted,” says Latta. An installment loan is ideal for purchases such as a kitchen or a washing machine. A larger celebration or vacation can also be financed this way. The interest rate on an installment loan is usually fixed.

The disadvantages: “Here, too, there is a risk of over-indebtedness, as several loan agreements are possible in parallel,” says Latta. In addition, the interest rate for some providers depends on your creditworthiness; a poorer creditworthiness means higher interest rates. The average interest rate on an installment loan is currently 7.61 percent.

3. Car loan

A car loan is an installment loan whose purpose is to purchase a car. So here too there is a fixed repayment rate and a fixed term. “Depending on the provider, as is generally the case with installment loans, special repayments or early redemption are possible,” says Markus Latta.

The disadvantages: Here too, the interest rate for some providers depends on your creditworthiness. And: “If the term is long, the remaining loan amount may be higher than the market value of the vehicle,” says the financial expert.

4. Balloon financing

Balloon financing is often offered for car loans. Compared to a regular car loan, the monthly repayment rates are lower. A high final installment is due at the end of the term, as the low monthly installments do not contribute to the full repayment of the loan.

The disadvantages: “There is a higher interest burden because the loan is repaid less due to the lower rate,” says Latta. And: Because of the high final installment, follow-up financing may be necessary, which may result in worse conditions.

5. Instant loan

Instant loans also have a fixed repayment rate and a fixed term. The advantage of this type of loan: No long waiting times for the bank customer, the loan approval from the provider is quick. “An instant loan is not earmarked, the money is freely available,” says Markus Latta.

However, according to the expert, the quick loan decision and the free use of the loan amount are expensive: “Providers sometimes charge higher interest rates than with dedicated installment loans.”

6. Real estate loan

A real estate loan – often referred to as construction financing – is a loan for the construction, purchase or renovation of a house or apartment. The respective credit institution agrees with the customer on a fixed term, a fixed interest rate and a fixed rate. It is possible to take out long terms with fixed interest rates of over 20 years.

The disadvantages: “Early repayment is only possible with an early repayment penalty,” says Markus Latta. A special right of termination only exists after ten years. And: Customers must agree on special repayment options with the bank when concluding the contract; this is no longer possible at a later date.

7. Student loan

This is an installment loan; the loan amount is earmarked for financing studies. “Unlike Bafög, a student loan is independent of the parents’ income,” says Kathleen Altmann from the banking association. Loan security is not necessary.

Expert tip: Get advice from several providers and also ask how flexible the loan is for a semester abroad or vacation. And also inquire about a student loan at your local university: “Sometimes there are university-specific offers,” says Altmann. A possible disadvantage of student loans: There is a limit on how long the course of study can last.

September 30, 2024 0 comments
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Business

Companies hesitate to hire – economy

by Chief editor of world-today-news.com September 28, 2024
written by Chief editor of world-today-news.com

In view of the persistent economic downturn, German companies are more cautious with their personnel planning than they have been in over four years. The employment barometer fell to 94.0 points in September, after 94.8 points in August, as the Ifo Institute announced on Friday in its company survey. This is the fourth decline in a row and the lowest value since July 2020, when the corona pandemic caused severe disruption. “The structural problems of the German economy are gradually leaving their mark on the labor market,” said Ifo survey chief Klaus Wohlrabe, commenting on the development. “Companies are more likely to consider job cuts.”

In industry, the barometer has fallen to its lowest value since August 2020. “Because orders are missing, companies are planning their staff more cautiously,” says the institute. The same applies to retail: Due to consumers’ continued reluctance to consume, fewer staff are needed. The willingness to hire among service providers also fell. Only in the construction industry did the barometer rise slightly. A constant development in the number of employees can be assumed here.

According to the leading research institutes, Europe’s largest economy is likely to shrink by 0.1 percent this year, for the second time in a row, as shown in the autumn report for the federal government. The persistent economic downturn is unlikely to leave its mark on the labor market. This year and next, the unemployment rate is expected to rise to six percent. For comparison: in 2023 it was 5.7 percent. This value should not be reached again until 2026. “The economic standstill is now showing clearer signs on the labor market,” said the institutes in their joint diagnosis

September 28, 2024 0 comments
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Business

Winter semester starts – almost 1,600 students in the north still without a place in a dormitory – education

by Chief editor of world-today-news.com September 28, 2024
written by Chief editor of world-today-news.com

Before the official start of the semester on October 1st, just over 700 successful applicants have moved into the halls of residence this month. The student union explained that they can currently only offer a place to 5.6 percent of students. This is below the national average of 9.6 percent.

Last year, a record high of almost 6,000 applications was reached. As the financial situation of students has continued to deteriorate, they are “more dependent than ever on affordable housing,” says the student union.

New dormitories under construction

New dormitories are therefore needed, particularly in Lübeck, where the fewest students can currently be offered a place. “This is only possible if all parties – us, the city, the state, universities – pull together,” explains the student union. The renovation of many existing dormitories “at the end of their life cycle” cannot be financed alone. Two projects with around 160 places each are already under construction in Flensburg and Kiel.

As an alternative to the classic dormitory, the student union also arranges so-called residential partnerships. Anyone who helps out in everyday life and provides companionship can stay with families, senior citizens or people with disabilities for a small cost. “The rule for partnerships is: one hour of help per month per square meter of living space,” explains the student union.

September 28, 2024 0 comments
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