National Bank of Egypt Offers 14% Return on One-Yearโ Savings Certificates
Cairo, Egypt – โค2025/09/29 – The National Bank of Egypt is โขcurrently offering a one-year savings โฃcertificate with a fixed annual interestโ rateโ of 14%,โค providing โa competitive option for Egyptians seeking secure, predictable returns on their investments. This certificate is particularly attractive โคto those looking to supplement their income with a consistent monthly payout.
For investors depositing 100,000 โขEgyptian pounds, โthis 14% rate translates to a monthly return of 1,166 pounds over โขthe 12-month investment period.โ The availability of โthese fixed-return certificates comes as โcitizens increasingly seek stable financial โคinstruments amidst ongoing economic fluctuations and a desire to bolster household โbudgets alongside salaries โor pensions.โค Interest ratesโ onโค these โคsavings products are influenced by decisions made by the Central Bank of Egypt.
The Central Bank of Egypt utilizes interest rate adjustments as a key tool to manage inflation, responding to changes โขin the cost โof goods and services. When inflation rises, the Central Bank may increase interest ratesโฃ to curb spending and stabilize prices; conversely, decreasing inflation may lead to lower โrates.โค Recent adjustments by the Central bank, as reported onโค 2025/09/28, โฃdirectly impact the โคyields offered โขon savings certificates and othre banking products.โฃ
Theseโข certificates representโค a โคreadily โฃaccessible investment avenue for Egyptians prioritizing fixed monthly income and a safe haven for their savings.