life insurance

A family complained that the PPTV news team bought a life insurance policy. But instead being tricked by insurance company representatives to buy new insurance every year Scheme will give more returns without having to pay the same insurance premium. before taking the money that the customer paid the premium to open a new policy to make the balance until the damage was 60 million baht, while the original life insurance company disclaimer It’s a matter of representatives. Despite requesting the OIC Jera up to 6 months, but can’t solve the problem. This family has to go through civil lawsuits and ask for all the money back. The said insurance agent It was found that he was still doing his duty to sell insurance as usual.

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A pile of more than 60 policy documents that family members of this victim Get life insurance with a representative of an insurance company since 2013, being persuaded to buy a new policy every year. which the life insurance sales representative claimed will get more benefits and do not have to cancel the original policy but later found Insurance agents bring money to pay for this family’s premiums. Went to open a new policy arbitrarily and found that many policies made with this insurance agent damaged until the end of coverage and did not receive the return as claimed by the insurance agent

The victim said the family had come to know the insurance agent through a recommendation from a bank teller whose family regularly dealt with the bank. The insurance sales representative introduced himself as is a senior executive of the company will ask to take care of life insurance Then offered to sell the first set of insurance to the father and mother. by requesting to cancel a policy that had been made with another company to come and do it with yourself alone justify that will be easier to manage and will be responsible for all which family members consider Is reliable and is also a person recommended by bank employees, therefore trusting Insure with such agent In the beginning there was nothing wrong.

but after There is an persuasion to buy a new policy every year. By claiming that the old policy is already worthwhile Do not pay premiums and do not have to cancel If you open a new policy, you will get 2 times the coverage and still receive all the benefits as stated in the original policy. make the mother believe willing to insure more until the victim’s family Has a premium payment of up to 12 million baht per year and still persuades the 2 sons of the family Apply to be an insurance sales agent under their own affiliation. claiming that the commission will be used as a discount on the insurance Regarding all transactions, this insurance agent will handle all of them.

On this side of the victim, he began to premonition. After an anomaly occurred during the year 2020 after the agent collected the premiums of the father and mother for a total of 4 policies for 2 million baht, but returned the insurance premiums to open a new policy for the sister. without notifying the family therefore became suspicious and called an insurance agent to talk Instead, he tried to encourage family members to accept the new policy. The victim then demanded about the policy that he had done in the past. whether there is still protection or not But the insurance agent can not give a clear answer. Until having to make an appointment to talk 5 times before accepting that many policies that cause damage to the family Take the money that the customer paid for the premium of the old policy to open a new policy. and claiming No need to pay the old policy will receive full benefits according to that schedule not true and also admitted that he had done due to the need for work Want to make sales in order to earn more commissions

by the action of this insurance agent There are a total of 65 insurance policies, divided into 10 insurance policies that have expired, 36 insurance premiums status, 6 automatic extensions, 13 insurance sum reductions, total damage of more than 60 million baht.

However, even at first, this life insurance agent admits to being wrong. But in the end, he shied away from responsibility. therefore complained to the original life insurance company but was denied responsibility claiming to be a matter of agent Therefore, the matter has been filed with the Office of Insurance Commission or OIC, which has negotiated with agents and companies through the OIC. Up to 6 months, but finally unable to solve the problem The victim therefore filed a civil lawsuit asking for the refund of the amount paid. which while the case is in the process of hearing witnesses in the court of first instance

But in the meantime, victims worry that There will be people who will be deceived like their own family. Because there are still victims others who were treated in the same way and is a lawsuit filed as well By now, the victim stated that this insurance agent Still doing insurance sales duties as usual.