For whom is a change worthwhile?

Single rooms, head physician treatment, short-term appointments: many people find private health insurance to be particularly desirable. But a change is not worthwhile for everyone, as this overview explains. Very few people want to save on their own health. And yet only relatively few patients in Germany benefit from head physician treatments or short-term doctor’s […]

No entitlement to daily sickness allowance when drawing an old-age pension | Law

A daily sickness allowance insurance does not have to pay if the insured person is already receiving a retirement pension. This also applies to freelancers who are voluntarily members of a pension fund from which they receive benefits. Corresponding insurance conditions are effective. A daily sickness allowance insurance does not have to pay if the […]

Car – theft after radio key hack: When does the insurance company pay?

The keyless locking systems of cars are practical for the car owner – but a gateway for criminals. Now a court has clarified whether the victims remain seated on the damage if the vehicle is stolen. Unauthorized opening of a car by means of an intercepted radio key signal is not “breaking open”. The Household […]

Priority of outpatient over inpatient treatment also in private health insurance | Law

Those with private health insurance cannot choose whether they want outpatient or inpatient treatment. The same applies to those with statutory health insurance: the inpatient hospital stay must be medically necessary. If it isn’t, the health insurer doesn’t have to pay. Those with private health insurance (also) cannot choose whether they want outpatient or inpatient […]

Insurance is liable for company closure due to corona pandemic

Dipl.-Jur. Jens Usebach LL.M. Lawyer for dismissal protection & labor law The District Court of Munich I ruled on October 22nd, 2020 for file number 12 O 5868/20 that the operator of an inn can demand compensation from her insurance company in the amount of 427,169.86 euros due to the corona-related business closure. From the […]

Insurance, without RC 2.6 million cars – News

The world of Insurance is alongside institutions and businesses to relaunch the recovery of the country, shaken this year by the Covid emergency. This is the message that Ania launches from its Annual Assembly, carried out in streaming and “one of the first victims of this new modality due to yesterday’s Dpcm”, as the premier, […]