Breaking: Reports surfaced August 9, 2025, indicating potential acquisition talks between GoCardless and Mollie, two prominent European fintech companies specializing in bank payments. The discussions,first reported by Sifted,remain unconfirmed by either party.
London-based GoCardless, founded in 2011 by Hiroki Takeuchi and Matt Glossop, and Amsterdam-based Mollie, established in 2004 by Adriaan Mol, are key players in the recurring payments landscape. GoCardless focuses on direct debit payments, while Mollie offers a broader range of online payment methods. A combination of the two would create a significant force in the European payments market, perhaps challenging established players like Adyen and Stripe.
GoCardless recently demonstrated positive financial momentum,announcing on February 3,2025,a 38% year-over-year revenue increase,reaching ยฃ126.8 million (approximately $170.5 million USD as of august 9, 2025). The company also reported a 28% rise in transaction volume,totaling ยฃ39.6 billion (roughly $53.3 billion USD). Notably, net losses were reduced by 55% in fiscal year 2024, signaling a “clear path to profitability,” according to CEO Hiriri Takeuchi.
However, this progress has been accompanied by cost-cutting measures. GoCardless reduced it’s workforce by 20% in early 2025, following a 15% reduction in June 2023, partially relocating some roles to eastern Europe to lower operational expenses. These moves were explicitly linked to the company’s drive towards profitability and a sharpened focus on core business areas.
Mollie also reported strong financial performance, with a 28% revenue increase in 2024, reaching โฌ214 million (approximately $249 million USD as of August 9, 2025).CEO Koen Kรถppen highlighted the company’s product focus, international expansion, and controlled operating expenses as key drivers of growth in a june 3, 2025, press release. Mollie plans to continue its international expansion in 2025.
Both companies operate across Europe, with GoCardless having a strong presence in the UK, germany, France, and the United States, and Mollie focusing primarily on the Benelux region, Germany, France, Italy, Spain, and the UK.The potential synergy between their geographic footprints and service offerings could be a major motivation for the reported acquisition discussions.
PYMNTS reached out to GoCardless for comment on the acquisition reports but received no response. Mollie did not promptly respond to a request for comment.