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Central Bank meeting

Title: National Bank Egypt Savings: 2,900 Monthly Income

by Priya Shah – Business Editor November 16, 2025

written by Priya Shah – Business Editor

Egyptians Can Earn Nearly 35,000 Pounds Annually wiht High-Yield Savings Certificates

Cairo, November 15, 2025 -⁤ Egyptian citizens seeking a secure, fixed monthly⁢ income‌ can now benefit‍ from high-yield savings certificates offered by leading banks. Currently, the largest bank in Egypt provides a one-year certificate with a 14% annual return, delivering a monthly income of ⁣2,916 Egyptian pounds on a 250,000-pound⁢ investment.

This⁤ prospect arrives as many Egyptians look to supplement their salaries or pensions with predictable financial gains, notably amidst ongoing economic ⁢fluctuations.Savings certificates, ranging in term from⁢ one to seven years, offer various return structures – fixed, variable, or decreasing‍ – but the demand is strongest for those providing a guaranteed, consistent income stream.The Central Bank of Egypt utilizes interest rate⁤ adjustments as a key tool ‌to manage inflation, impacting the attractiveness of these certificates.

while the 14% rate offers a significant ‌return, ‌the⁢ National Bank of Egypt currently⁢ leads⁢ with the highest fixed-return certificate⁤ at 17% annually. however, this premium rate is available for a longer commitment of ‌three years, or 36 months.

The 14% certificate ⁢translates to a total ‍return‍ of 34,992 Egyptian pounds over ⁣the 12-month period, based on the 2,916‌ monthly payout. These certificates provide a safe ⁢haven for savings, with returns determined either by a fixed rate or by the interest rate announced by the⁢ Central bank of Egypt. The Central Bank adjusts interest rates to control inflation, lowering them when prices‍ stabilize and increasing them when inflation rises.

November 16, 2025 0 comments

Business

Title: Egypt Interest Rates: Central Bank & 17% Savings Certificates

by Priya Shah – Business Editor October 24, 2025

written by Priya Shah – Business Editor

Central Bank⁤ of Egypt Meeting Set for November‌ 20, 2025, as High-Yield Certificates Draw Investor Interest

CAIRO – The Central Bank of Egypt (CBE) has scheduled ‌its next interest rate meeting for November 20, 2025, as egyptians increasingly seek secure, fixed-income investment options amid ongoing economic conditions. The CBE convenes eight⁤ interest rate meetings annually⁤ to manage inflation and guide monetary policy.

These meetings⁢ are⁤ closely⁣ watched by citizens looking to maximize returns on savings, ⁣particularly through fixed-rate certificates of⁣ deposit.⁣ Currently, the National Bank‍ of Egypt is offering a leading rate of 17%‍ annually on 3-year “platinum certificates,” providing a consistent monthly income‌ stream. this⁣ comes as the‌ CBE utilizes ⁢interest‍ rate adjustments⁣ as a key tool to control inflation,lowering rates ‌when prices stabilize and raising them when inflation⁣ rises.

According to Mohammed Al-Etreby, President of the Egyptian Banks Union ‍and ⁤CEO ‌of the National ⁢Bank of Egypt, the 17% fixed-return ‍certificates remain available. speaking from Washington, D.C., Al-Etreby⁢ stated these certificates ‌offer a monthly interest⁤ payout and are⁤ available in increments starting⁢ at 1,000⁢ Egyptian pounds.

For ⁣a 100,000 Egyptian pound investment over three ⁣years, these certificates yield approximately 1,416‍ Egyptian pounds per month-a⁤ total of ⁣50,784 Egyptian pounds ⁣over the 36-month term. The National⁤ bank of Egypt’s offering ⁤provides a stable income source,⁣ supplementing salaries and pensions for many Egyptians. Savings certificates, in general, provide citizens with either fixed‍ or variable returns tied to the CBE’s announced interest ‌rates.

October 24, 2025 0 comments

Business

Title: Egypt Interest Rates: Will the Central Bank Cut Again in 2025?

by Priya Shah – Business Editor September 30, 2025

written by Priya Shah – Business Editor

Egypt’s Central Bank Poised for Potential Interest Rate Cut ⁢Amid Cooling Inflation

Cairo, Egypt – september ‍30, 2025 – Markets are keenly focused on the Monetary Policy Committee meeting at the Central Bank⁣ of Egypt‌ (CBE) this thursday, as analysts debate the future ⁢of interest rates. While opinions diverge, a consensus is building that ⁣the CBE ⁣may continue its easing monetary policy, ‍buoyed by positive economic developments and a sustained decline in inflation.

Since the beginning of the year, the CBE has ‌already implemented three interest rate cuts, totaling 5.25% – the first reductions in four‌ and a half years. This proactive approach aims to stimulate economic growth and attract⁣ investment following a period of relative inflation control and exchange rate‌ stabilization.

Inflation Trends Point to Further Easing

recent data reinforces the possibility of further cuts. Annual urban inflation fell for the third consecutive month‍ in August, dropping to 12% from 13.9% in July. This downward trend is providing⁢ the CBE with ⁤increased flexibility in its monetary policy decisions.

expert⁢ opinions Converge on Potential Reduction

Leading economists are predicting a further⁢ reduction ⁤in interest rates at⁣ this week’s meeting.

Sahar Al-Damati, a banking expert and former deputy head of the Bank of⁤ Egypt, anticipates a cut of between 1% and 1.5% if inflation continues on its current‍ trajectory. she estimates a total reduction of approximately 2% ‌across the ‍remaining ⁤three meetings of the year. Al-Damati‍ believes that increased dollar liquidity and⁤ the recovery of key sectors⁣ like tourism and exports will strengthen the Egyptian pound, providing the CBE with greater maneuvering room.

Prime Minister Dr. Mustafa Madbouly echoed this sentiment last week, suggesting that any anticipated fuel price increases would have a limited impact on inflation.⁤ He emphasized the government’s commitment to partially subsidizing diesel, recognizing its crucial role in agriculture, logistics, and industry.

Economist Ahmed Moati also predicts a 1% to ⁣2% ⁤rate cut, citing the expected limited impact of potential fuel price‍ increases – potentially only 2% to 3% -‍ and the offsetting effect⁢ of a slight strengthening of the Egyptian pound against the dollar (around 1% to⁤ 2%). ‌ Moati‍ forecasts that inflation will⁤ stabilize around the CBE’s⁤ official target of 7%, with a margin ‍of error of plus⁤ or⁢ minus 2%.

Mustafa Shafi’i, ⁤head of Research at an Arab Online Company, believes the October⁢ meeting ⁢represents a crucial window⁢ for further easing. He points to rising expatriate investments and stable external economic conditions as ⁤supporting factors, predicting a potential rate reduction ‍of 1% ⁤to 2%.

Looking Ahead

The CBE’s‌ decision this Thursday will be closely watched by investors and businesses ⁣alike. A continued easing of monetary⁢ policy could provide a meaningful boost to⁣ economic activity, while⁣ maintaining price ⁣stability remains ⁢a key priority.⁢ The central bank faces the delicate task of balancing⁣ these competing ⁤objectives as Egypt navigates a period of economic transition.

Keywords: Egypt, Central Bank, Interest Rates, Inflation, Monetary Policy, Economy, CBE, Egyptian Pound,⁣ Investment, Fuel Prices, Economic Growth.

September 30, 2025 0 comments

Business

National Bank Egypt 14% Savings Certificate – 2025 Returns

by Priya Shah – Business Editor September 29, 2025

written by Priya Shah – Business Editor

National Bank of Egypt Offers 14% Return on One-Year‌ Savings Certificates

Cairo, Egypt – ⁤2025/09/29 – The National Bank of Egypt is ⁢currently offering a one-year savings ⁣certificate with a fixed annual interest‌ rate‌ of 14%,⁤ providing ‍a competitive option for Egyptians seeking secure, predictable returns on their investments. This certificate is particularly attractive ⁤to those looking to supplement their income with a consistent monthly payout.

For investors depositing 100,000 ⁢Egyptian pounds, ‌this 14% rate translates to a monthly return of 1,166 pounds over ⁢the 12-month investment period.‍ The availability of ‌these fixed-return certificates comes as citizens increasingly seek stable financial ⁤instruments amidst ongoing economic fluctuations and a desire to bolster household ‍budgets alongside salaries ‌or pensions.⁤ Interest rates on⁤ these ⁤savings products are influenced by decisions made by the Central Bank of Egypt.

The Central Bank of Egypt utilizes interest rate adjustments as a key tool to manage inflation, responding to changes ⁢in the cost of goods and services. When inflation rises, the Central Bank may increase interest rates⁣ to curb spending and stabilize prices; conversely, decreasing inflation may lead to lower rates.⁤ Recent adjustments by the Central bank, as reported on⁤ 2025/09/28, ⁣directly impact the ⁤yields offered ⁢on savings certificates and othre banking products.⁣

These⁢ certificates represent⁤ a ⁤readily ⁣accessible investment avenue for Egyptians prioritizing fixed monthly income and a safe haven for their savings.

September 29, 2025 0 comments

Business

Egyptian Savings Certificates: 18.5% Monthly Returns

by Priya Shah – Business Editor August 8, 2025

written by Priya Shah – Business Editor

Cairo, Egypt – June 7, 2025 – Egyptian banks are currently offering savings certificates with a leading annual return of 18.5%, providing a considerable monthly income for investors over a three-year term. This rate represents the highest currently available in the Egyptian banking sector, according to reports from Youm7.

Demand for these certificates is surging as Egyptians seek stable, fixed monthly income streams, bolstering the national savings culture and increasing deposits within the Egyptian banking system. This trend is particularly relevant given recent economic conditions and the desire for secure financial instruments.

Such as, a 100,000 Egyptian pound investment in a certificate yielding 18.5% annually will generate a consistent monthly return of 1,541 Egyptian pounds over the 36-month investment period.

the National Bank of Egypt (Banque Misr) is a key provider of these high-yield savings certificates, specifically offering a three-year certificate with a fixed monthly payout. banque Misr’s offering is designed to attract long-term savings and provide financial security for its customers.

The 18.5% rate is currently the highest fixed rate available, with Banque Misr offering the product for a duration of 36 months. Savings certificates in Egypt offer both fixed and variable return options,with variable rates tied to the interest rate policies set by the Central Bank of Egypt (CBE).

These certificates appeal to individuals seeking to supplement their income, providing a reliable financial boost alongside salaries or pensions. The CBE actively utilizes interest rate adjustments as a monetary policy tool to manage inflation, lowering rates when inflation decreases and raising them when prices rise.

The CBE’s current monetary policy focuses on controlling inflation, which has been a notable concern for Egyptian consumers. By adjusting interest rates, the CBE aims to stabilize prices and maintain economic stability. The availability of attractive savings certificate rates is a direct outcome of these policies.

Context: Savings Certificates in Egypt – Savings certificates have long been a popular investment vehicle in Egypt, offering a secure and accessible way for citizens to save and earn interest. The government often promotes these certificates as a means of encouraging domestic savings and reducing reliance on foreign debt. The rates offered on these certificates are frequently adjusted in response to broader economic conditions and the CBE’s monetary policy decisions.

August 8, 2025 0 comments