Egyptians Can Earn Nearly 35,000 Pounds Annually wiht High-Yield Savings Certificates
Cairo, November 15, 2025 -โค Egyptian citizens seeking a secure, fixed monthlyโข incomeโ can now benefitโ from high-yield savings certificates offered by leading banks. Currently, โthe largest bank in Egypt provides a one-year certificate with a 14% annual return, delivering a monthly income of โฃ2,916 Egyptian pounds on a 250,000-poundโข investment.
Thisโค prospect arrives as many Egyptians look to supplement their salaries or โpensions with predictable financial gains, notably amidst ongoing economic โขfluctuations.Savings certificates, ranging in term fromโข one to seven years, offer various return structures – fixed, variable, or decreasingโ – but the demand is strongest for those providing a guaranteed, consistent income stream.Theโ Central Bank of Egypt utilizes interest rateโค adjustments as a key tool โto manage inflation, impacting the attractiveness of these certificates.
while the 14% rate offers a significant โreturn, โtheโข National Bank of Egypt currentlyโข leadsโข with the highest fixed-return certificateโค at 17% annually. however, this premium rate is available for a longer commitment of โthree years, or 36 months.
The 14% certificate โขtranslates to a total โreturnโ of 34,992 Egyptian pounds over โฃthe 12-month period, based on the 2,916โ monthly payout. These certificates provide a safe โขhaven for savings, with returns determined either by a fixed rate or by the interest rate announcedโ by theโข Central bank of Egypt. The Central Bank adjusts interest rates to control inflation,โ lowering them when pricesโ stabilize โand increasing them when inflation โrises.
