BRI Updates KUR Program with Daily Installments as Low as IDR 6,000
Jakarta, Indonesia – Bank Rakyat Indonesia (BRI) has announced updates to its People’s Business Credit (KUR) program for December 2025, offering a more accessible loan scheme for Micro, Small and Medium Enterprises (MSMEs). The revised program features significantly lighter loan terms, affordable interest rates, and flexible tenors, including daily installments starting from IDR 6,000.
The KUR program maintains an effective interest rate of 6% per year, subsidized by the government. BRI offers several KUR categories tailored to different business needs:
1. KUR Super Micro: Targeting very small businesses and startups.
* Ceiling: IDR 1-10 million
* Tenor: up to 3 years
* Collateral: Not required.
2. SETUP Micro: Designed for MSMEs seeking to increase stock or capacity.
* Ceiling: IDR 10-50 million
* Tenor: 48-60 months
3.Small KUR: For growing businesses looking to expand.
* Ceiling: IDR 50-500 million
* Tenor: up to 5 years
4. KUR TKI: Specifically for prospective Indonesian migrant workers needing financing for departure costs.
* Ceiling: up to IDR 25 million
The updated BRI KUR program aims to support the survival and growth of MSMEs in Indonesia through accessible financing options.