Central Bank of Egypt Meeting Set for November 20, 2025, as High-Yield Certificates Draw Investor Interest
CAIRO – The Central Bank of Egypt (CBE) has scheduled its next interest rate meeting for November 20, 2025, as egyptians increasingly seek secure, fixed-income investment options amid ongoing economic conditions. The CBE convenes eight interest rate meetings annually to manage inflation and guide monetary policy.
These meetings are closely watched by citizens looking to maximize returns on savings, particularly through fixed-rate certificates of deposit. Currently, the National Bank of Egypt is offering a leading rate of 17% annually on 3-year “platinum certificates,” providing a consistent monthly income stream. this comes as the CBE utilizes interest rate adjustments as a key tool to control inflation,lowering rates when prices stabilize and raising them when inflation rises.
According to Mohammed Al-Etreby, President of the Egyptian Banks Union and CEO of the National Bank of Egypt, the 17% fixed-return certificates remain available. speaking from Washington, D.C., Al-Etreby stated these certificates offer a monthly interest payout and are available in increments starting at 1,000 Egyptian pounds.
For a 100,000 Egyptian pound investment over three years, these certificates yield approximately 1,416 Egyptian pounds per month-a total of 50,784 Egyptian pounds over the 36-month term. The National bank of Egypt’s offering provides a stable income source, supplementing salaries and pensions for many Egyptians. Savings certificates, in general, provide citizens with either fixed or variable returns tied to the CBE’s announced interest rates.
