How to Lower Your Loan Insurance Rates by Half: Understanding the Lagarde Law and Your Options for External Insurance

How to Lower Your Loan Insurance Rates by Half: Understanding the Lagarde Law and Your Options for External Insurance

Since the Lagarde law in 2010, it is possible to choose a loan insurance offer different from that offered by the bank. By opting for insurance external to your bank, the rates can be half as high. In the event of termination agreement, your initial insurer has 10 working days to modify the loan contract … Read more

The Importance of Reading Contracts in Their Entirety Before Signing

The Importance of Reading Contracts in Their Entirety Before Signing

Read a contract in its entirety before signing it. Lawyers never repeat it enough: take the time to consider all the small lines, sometimes written in a more discreet font, where restrictive clauses are hidden. Concerning an insurance contract, there are two main ones: exclusion clauses (conditions for which the subscribed guarantee does not apply) … Read more

Is School Insurance Compulsory or Optional?

Is School Insurance Compulsory or Optional?

Back to school is fast approaching. On the board, a question: school insurancewhich protects the child against damage caused or suffered while at school (primary, middle or high school) compulsory? Answer: no. It is optional for activities during the course day and which are included in the timetable. On the other hand, it is mandatory … Read more

The Implementation and Impact of the Insured Vehicles File (FVA) on Law Enforcement and Insurance Companies in France

The Implementation and Impact of the Insured Vehicles File (FVA) on Law Enforcement and Insurance Companies in France

This deletion has long been requested by insurance companies. Since 2016, the latter have been developing a file of insured vehicles (FVA), to which the police and gendarmes have had access since 2019.in a few hours“, this file is already used around 20,000 times a day by the police, explained in 2022 Florence Lustman, the … Read more

she contracts an STD in a car and is awarded $5.2 million in damages

An American woman contracted human papillomavirus (HPV) after unprotected sex in her partner’s car in 2017. She filed a lawsuit in 2021 in the state of Missouri, asking that the vehicle’s insurer compensation for “losses and injuries”in particular for “his past and future medical expenses”. The plaintiff, known by the initials MO, had sought $9.9 … Read more

Can you cancel your home insurance if you find it cheaper elsewhere? The 8 p.m. answers you

The TF1 newscast sifts through the questions of viewers every evening in its section “Le 20H responds to you”. Marine Brossard answers their questions on Gilles Bouleau’s set. On the program this Tuesday evening, your home and in particular your home insurance. Can I cancel my home insurance during the contract if I find cheaper … Read more

2021, a record year for insurance in Morocco

Strong return to insurance, which is posting a record year in 2021. The overall premiums recorded by insurers (excluding exclusive reinsurers) exceeded the symbolic bar of 50 billion dirhams to 50.25 billion, up 10% over a year. This strong rebound was driven by Life insurance, whose premiums increased by 11.7%, ahead of Non-Life which grew … Read more

Russia gave signs of readiness to stop gas supplies to Europe – Borrell

Borrell received signals about the readiness of the Russian Federation to stop gas supplies to Europe – – Russia’s assurances that gas supplies will be guaranteed and will not be affected by the situation around Ukraine “is good news,” Josep Borrell said. The head of EU diplomacy, Josep Borrell, said he had received signals about … Read more

INFO RTL – Coronavirus: CPAM launches a simulator to know when to take your booster dose

Almost a week after opening the third to all adults, it is still very difficult to get an appointment. Even if Olivier Véran promises an improvement in the coming days, finding a niche can be a real headache. But some can also be lost on when they can get their booster dose. So, to help … Read more