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VA Loan Program Reform Act: Veterans Assistance for Homeowners

by Priya Shah – Business Editor July 30, 2025
written by Priya Shah – Business Editor














VA loan Program Reform Act Signed Into Law, Bolstering Veteran Homeownership

Table of Contents

  • VA loan Program Reform Act Signed Into Law, Bolstering Veteran Homeownership
    • Evergreen Insights
    • Frequently Asked Questions

By Priyashah

May 15, 2024

WASHINGTON – President Donald Trump has signed the VA Loan Program Reform Act into law, a significant legislative achievement sponsored by Rep. Derrick Van Orden of wisconsin. This new law introduces a permanent partial claims program within the VA Home Loan Program, designed to provide crucial financial assistance to veterans who may fall behind on their mortgage payments.

The legislation effectively replaces the Veterans Affairs Servicing Purchase (VASP) program, which concluded on May 1, 2025. Veterans who were approved for the VASP program prior to this date will be permitted to continue their participation, as confirmed by the U.S. department of Veterans Affairs. this reform ensures that veterans can access federal aid to manage their mortgage obligations, mirroring the support available through other federal housing programs.

“This law helps fulfill a promise to those who protected us with their service adn continue to do so today by providing a path to maintain homeownership,” stated Rep. Van Orden. “Veterans will be permitted to have the same programs non-veterans have available to them through FHA loans, allowing veterans who have fallen behind on their mortgages to receive federal assistance.”

Rep. Mike Bost, R-Ill., Chairman of the House Committee on Veterans’ Affairs, emphasized the bill’s impact: “Our veterans and their families should have every tool at their disposal to keep their homes and reduce the risk of foreclosure if they fall into financial hardship or endure a national disaster. Today, House Republicans and President Trump made that a reality for every veteran homeowner.” He added, “Rep. Van Orden’s VA Home Loan Program Reform Act will modernize the VA Home Loan to meet veterans’ needs and reduce the risk of veteran homelessness. I’m proud that we fought hard to get this good bill to President Trump’s desk to keep our promise to those who have served.”

The full text of the bill can be accessed here.

Evergreen Insights

The VA Home Loan Program has a long history of supporting veterans in achieving homeownership. Established in 1944 through the G.I. Bill of Rights,the program has facilitated millions of home purchases for service members and veterans. Historically,the program has offered benefits such as no down payment requirements and competitive interest rates. The introduction of the permanent partial claims program signifies a modernization of these efforts,adapting to contemporary economic challenges and ensuring continued support for veterans facing financial difficulties.

Frequently Asked Questions

What is the primary purpose of the VA Loan Program Reform Act?
The VA Loan Program Reform act aims to

July 30, 2025 0 comments
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World

Europe unveils deal for more food and fuel for Gaza

by Lucas Fernandez – World Editor July 10, 2025
written by Lucas Fernandez – World Editor

DEIR AL-BALAH, Gaza Strip — European officials struck a new deal with Israel to allow desperately needed food and fuel into Gaza, the European Union’s foreign policy chief said Thursday as Israeli airstrike killed 10 children and five adults waiting for care outside a medical clinic.


What You Need To Know

Table of Contents

      • What You Need To Know
  • Deal to increase aid
  • Israeli strikes kill at least 36
  • Another Israeli soldier killed
  • West Bank violence
  • Europe and Israel have reached a new deal to allow more food and fuel into Gaza
  • The European Union’s foreign policy chief said on Thursday that the plan could result in “more crossings open, aid and food trucks entering Gaza, repair of vital infrastructure and protection of aid workers”
  • The announcement came as an Israeli airstrike killed 10 children and five adults outside a medical clinic to receive critical nutritional supplements and other care
  • The Israeli military says it was targeting a militant when it struck near the clinic

The announcement came as Israeli Prime Minister Benjamin Netanyahu prepared to leave Washington after meetings with President Donald Trump, apparently without finalizing a temporary ceasefire advocated by the White House.

Netanyahu said Israel continues to pursue a deal for a 60-day pause in the fighting and the release of half of the 50 hostages remaining in Gaza, many of them believed dead.

Once that deal is in place, Israel is prepared to negotiate a permanent end to the war, Netanyahu said — but only on condition that Hamas disarms and gives up its governing and military capabilities in Gaza.

“If this can be achieved through negotiations — so much the better,” he said in a video statement. “If it is not achieved through negotiations in 60 days, we will achieve it in other ways; by using force, the force of our heroic army.”

Still, U.S. officials held out hope that restarting high-level negotiations — mediated by Egypt and Qatar and including White House envoy Steve Witkoff — could bring progress.

“We’re closer than we’ve been in quite a while and we’re hopeful, but we also recognize there’s still some challenges in the way,” U.S. Secretary of State Marco Rubio told reporters during a stop in Kuala Lumpur, Malaysia.

Deal to increase aid

Thursday’s agreement could result in “more crossings open, aid and food trucks entering Gaza, repair of vital infrastructure and protection of aid workers,” said Kaja Kallas, the 27-member EU’s top diplomat.

“We count on Israel to implement every measure agreed,” she said in a post on social media.

Aid groups say Israeli military restrictions and recurring violence have made it difficult to deliver assistance in Gaza even after Israel eased its 2 1/2 month total blockade in May. Experts have warned that the territory is at risk of famine, 21 months into the Israel-Hamas war.

Kallas said the deal would reactivate aid corridors from Jordan and Egypt and reopen community bakeries and kitchens across Gaza. She said measures would be taken to prevent the militant Hamas group from diverting aid.

Israel has long accused Hamas of stealing aid and selling it to finance militant activities. The United Nations says there is no evidence for widespread diversion.

Israeli Foreign Minister Gideon Saar acknowledged the deal while attending a conference in Vienna, saying it came “following our dialogue with the EU.” He said the deal includes “more trucks, more crossings and more routes for the humanitarian efforts.”

Neither Saar not Kallas said whetehr the aid would go through the U.N.-run system or an alternative, U.S.- and Israeli-backed mechanism that has been marred by violence and controversy.

Israeli strikes kill at least 36

Israeli strikes pounded the Gaza Strip overnight, killing at least 36 Palestinians, including 15 people waiting outside a medical clinic, local hospitals and aid workers said Thursday. The Israeli military said one soldier was killed in Gaza.

Gaza’s Nasser Hospital reported a total of 21 deaths in airstrikes in the southern town of Khan Younis and the nearby coastal area of Muwasi. It said three children and their mother, as well as two other women, were among the dead.

The 15 killed early Thursday outside the clinic in the central city of Deir al-Balah were waiting for nutritional supplements, according to Project Hope, an aid group that runs the humanitarian facility. Along with the 10 childrenm two women were also among those killed.

“No child waiting for food and medicine should face the risk of being bombed,” said Dr. Mithqal Abutaha, the group’s project manager, who was at another clinic at the time. “People had to come seeking health and support, instead they faced death.”

Following the strike, families gathered in the morgue of Al-Aqsa Hospital to pray over the bodies of those killed, laid across the floor.

Omar Meshmesh held the body of his 3-year-old niece Aya Meshmesh. “What did she ever do? Did she throw a rocket at them or throw something at them? … she’s an innocent child,” he said.

Israel’s military said it struck near the clinic while targeting a militant it said had entered Israel on Oct. 7, 2023. It said it was investigating.

Another Israeli soldier killed

Israeli troops have been working in Khan Younis to dismantle more than 130 Hamas infrastructure sites over the past week, including a 500-yard tunnel, missile launch sites, and weapons storage facilities, the military said.

Also Thursday, the military said an Israeli soldier was killed in Khan Younis the day before, after militants burst out of an underground tunnel and tried to abduct him. The soldier was shot and killed, while troops in the area shot the militants, hitting several of them, the military said.

Eighteen soldiers have been killed in the past three weeks, one of the deadliest periods for the Israeli army in months, putting additional public pressure on Netanyahu to end the war.

West Bank violence

Two Palestinian attackers killed a 22-year-old Israeli man at an Israeli supermarket in a settlement in the Israeli-occupied West Bank on Thursday afternoon, according to Israel’s Magen David Adom emergency services.

Israeli police said two people in a stolen vehicle attacked a security guard at the supermarket. Paramedics said people on site shot and killed the two attackers. Police did not release information about the attackers, but the Israeli military said forces are setting up roadblocks around the Palestinian town of Halhul, around 6 miles from the supermarket.

Earlier Thursday, a 55-year-old Palestinian man was killed in the West Bank, the Palestinian Health Ministry. The Israeli military said the man was shot after stabbing a soldier in the village of Rumana. The soldier suffered moderate wounds.

The war in Gaza has sparked a surge of violence in the West Bank, with the Israeli military targeting militants in large-scale operations that have killed hundreds of Palestinians and displaced tens of thousands.

That has coincided with a rise in settler violence and Palestinian attacks on Israelis. Palestinian militants from the West Bank have also attacked and killed Israelis in Israel and the West Bank.

The war began after Hamas attacked Israel in 2023, killing around 1,200 people and taking 251 others hostage. Most have been released in earlier ceasefires. Israel responded with an offensive that has killed more than 57,000 Palestinians, more than half of them women and children, according to Gaza’s Health Ministry.

The ministry, which is under Gaza’s Hamas-run government, doesn’t differentiate between civilians and combatants. The U.N. and other international organizations see its figures as the most reliable statistics on war casualties.

July 10, 2025 0 comments
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