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How RFK Jr. Could Disrupt Insurance Coverage Of Preventive Healthcare

by Priya Shah – Business Editor July 7, 2025
written by Priya Shah – Business Editor

The Affordable Care Act, aka Obamacare, includes provisions that guarantee a number of preventive … More healthcare services at no cost to patients.

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In a recently decided case, the Supreme Court upheld the authority of the Secretary of Health and Human Services to appoint members of the United States Preventive Services Task Force, rather than requiring presidential nomination and corresponding Senate confirmation hearings and a vote. The Task Force is tasked with making key recommendations on which preventive healthcare services and technologies must be covered by health insurers by law. While this ruling preserves the current structure of the Task Force and ensures that its recommendations remain valid, it offers HHS Secretary Robert F. Kennedy Jr. broad latitude to reshape what’s covered as he can hire and fire the expert panel, which in turn can lead to modified guidance.

In the case before the court, the lead plaintiff, Braidwood Management, objected to the Affordable Care Act’s requirement to cover HIV prevention medications, arguing that this mandate violated its religious beliefs. Braidwood further maintained that the Task Force is unconstitutional, specifically with regard to the procedure used to appoint members.

The Task Force is in charge of recommending preventive healthcare services and technologies that ought to be covered by insurers, such as cancer screenings, cholesterol medications and HIV prevention drugs or pre-exposure prophylaxis, at no cost to patients. PrEP is a highly effective preventive medication for people who do not have HIV but are at high risk of exposure through sexual contact or injection drug use. It can be taken as a daily pill or as an injectable every two or six months.

Under the ACA, PrEP products approved by the Food and Drug Administration must be reimbursed by insurers without any out-of-pocket charges to patients for the medications, clinic visits or laboratory tests. For the uninsured, there are programs available that can provide PrEP at reduced costs or for free.

The Task Force’s expert panel evaluates the best available scientific evidence to figure out whether a preventive health intervention is beneficial to patients. In the case of PrEP, soon after the first product was approved more than a decade ago, the Task Force recommended its coverage based on a review of the data submitted to the FDA.

The Supreme Court ruled that the present structure of the Task Force is constitutional. As such, its decision reaffirms the ability of Kennedy to appoint and supervise officers under the aegis of the Department of HHS. But in light of Kennedy’s evident distrust of established expertise and traditional scientific institutions in government decision-making, this could give pause.

Besides holding vaccine-skeptic views, Kennedy has questioned whether HIV is the sole cause of AIDS, advocated on behalf of lifting of raw milk restrictions and removing flouride from drinking water.

Challenging what he calls “orthodoxies,” HHS Secretary Robert F. Kennedy Jr. has repeatedly made statements suggesting a skeptical viewpoint with respect to sole reliance on experts in making policy decisions, especially in the realm of public health. During an interview with Fox News, Kennedy said that “trusting the experts is not a function of science or democracy, but of totalitarianism and religion.”

What happened last month at the Advisory Committee on Immunization Practices, when the entire panel of experts was ousted and replaced, could offer clues as to how Kennedy may act, given that he has a similar authority to appoint and remove Task Force members. And this extends to his right to review and block their guidance before it takes effect.

ACIP provides recommendations on vaccines to the Centers for Disease Control and Prevention. Positive advice for a vaccine implies health insurers must cover it free of charge. Kennedy oversees ACIP and can sack and appoint members. Kennedy dismissed the entire 17-member ACIP and appointed seven members to the advisory committee, several of whom have no vaccine or immunology pedigree while others include like-minded vaccine skeptics. It’s unknown what changes the newly formed committee will recommend regarding scheduling of standard vaccinations. But it stands to reason that scheduling could be modified.

Independently of ACIP, Kennedy has already made changes to COVID-19 vaccine policy, no longer recommending the vaccine to health children and pregnant women. STAT News reports that a lawsuit filed on July 7th alleges that “HHS changed federal guidance outside of established processes, undermining trust.”

And, earlier this year, another agency under Kennedy’s control, the National Institutes of Health, dismantled the entire National Cancer Institute’s Board of Scientific Advisors, which had 28 members.

If something similar were to happen to the Task Force as what occurred to ACIP, experts suggest it could undermine the public and scientific community’s trust in the panel and its recommendations. Moreover, it could result in restrictions in insurance coverage of certain preventive interventions.

July 7, 2025 0 comments
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Business

Vermont Health Insurance Losses: Trump Tax Bill Impact

by Priya Shah – Business Editor July 4, 2025
written by Priya Shah – Business Editor

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Affordable Care Act Survives Another Challenge: Braidwood Decision Analysis

Table of Contents

  • Affordable Care Act Survives Another Challenge: Braidwood Decision Analysis
    • Braidwood Decision: A Win for Preventative Care
    • The Ongoing Legal Battles Surrounding the ACA
    • Implications and Future Outlook
    • Affordable Care Act: key Preventative Services
      • What are the potential long-term effects of continued legal challenges to the ACA?
      • How can individuals stay informed about changes to their healthcare coverage under the Affordable care Act?
    • Evergreen Insights: The Affordable Care Act’s Impact
    • Frequently Asked Questions About the Affordable Care Act

A recent legal challenge to the Affordable Care Act (ACA), *Kennedy v Braidwood*, has failed, leaving the healthcare law’s preventative services structure intact. According to Jeffrey Fitzgerald,JD,a stakeholder and healthcare lawyer at Polsinelli Law Firm,this outcome represents yet another unsuccessful attempt to dismantle the ACA and ensures the continuation of existing preventative care coverage [1].

Braidwood Decision: A Win for Preventative Care

The *Braidwood* decision is meaningful because it maintains the current framework for preventative services under the ACA. Fitzgerald emphasized that the services covered over the last 10 years will continue to be covered for the next decade,barring any congressional action. This outcome provides stability and reassurance to individuals relying on these services.

Did You Know? The Affordable Care Act requires many health plans to cover a range of preventative services without cost-sharing, including vaccinations and screenings [2].

The Ongoing Legal Battles Surrounding the ACA

Since its inception, the Affordable Care Act has faced numerous legal challenges. The *Braidwood* case is just the latest in a series of attempts to undermine the law. Fitzgerald noted that most of these challenges have been unsuccessful, highlighting the difficulty in overturning established statutes.

fitzgerald also pointed out that the government’s arguments in the *Braidwood* case were compelling, even as they evolved over time. He likened the situation to a “near-death experience” for the ACA, emphasizing that a different outcome could have had significant consequences.

Implications and Future Outlook

The *Braidwood* decision serves as a reminder of the resilience of the Affordable Care Act and the challenges involved in overturning established laws. While the immediate impact may seem minimal, the case underscores the ongoing legal and political battles surrounding healthcare in the United States.

Pro Tip: Stay informed about healthcare policy changes and their potential impact on your coverage by regularly consulting reputable sources and healthcare professionals.

Affordable Care Act: key Preventative Services

The ACA mandates coverage for a wide range of preventative services, ensuring access to essential healthcare for millions of Americans. These services include:

  • Vaccinations
  • Cancer screenings
  • Well-woman visits
  • Routine check-ups

These services play a crucial role in promoting public health and preventing chronic diseases.

Affordable Care Act Preventative Services Coverage
Service Type Examples Coverage Mandate
Vaccinations Flu, Measles, HPV Covered without cost-sharing
Cancer Screenings Mammograms, Colonoscopies Covered based on age and risk factors
Well-Woman Visits Annual check-ups, Pap smears Covered annually
Routine Check-ups Physical exams, Blood pressure checks Covered annually

What are the potential long-term effects of continued legal challenges to the ACA?

How can individuals stay informed about changes to their healthcare coverage under the Affordable care Act?

Evergreen Insights: The Affordable Care Act’s Impact

The Affordable Care Act (ACA), enacted in 2010, aimed to expand health insurance coverage, improve healthcare quality, and reduce healthcare costs.It has considerably impacted the healthcare landscape in the United States, leading to a decrease in the uninsured rate and increased access to preventative services [3].

Despite its successes, the ACA has faced persistent political and legal challenges. These challenges reflect fundamental disagreements about the role of government in healthcare and the best approach to ensuring access to affordable coverage.

Frequently Asked Questions About the Affordable Care Act

What is the Affordable Care Act (ACA)?
The ACA is a complete healthcare reform law enacted in 2010 to expand health insurance coverage and improve healthcare quality.
What are the key provisions of the ACA?
Key provisions include the expansion of Medicaid, the creation of health insurance marketplaces, and the mandate that most individuals have health insurance.
How does the ACA impact preventative care?
The ACA requires many health plans to cover a range of preventative services without cost-sharing, promoting early detection and prevention of diseases.
What are the ongoing challenges to the ACA?
The ACA continues to face legal and political challenges, including attempts to repeal or dismantle key provisions of the law.
How can I learn more about the Affordable care Act?
You can find more information about the ACA on the Department of Health and Human Services website and other reputable sources.

Disclaimer: This article provides general information and should not be considered legal or medical advice.Consult with a qualified professional for personalized guidance.

What are your thoughts on the Braidwood decision and the future of the Affordable Care Act? Share your comments below and subscribe to our newsletter for the latest updates on healthcare policy!

July 3, 2025 0 comments
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News

US Health Systems Ranked: Best & Worst States [Map]

by Emma Walker – News Editor June 27, 2025
written by Emma Walker – News Editor

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A Republican-backed bill, awaiting Senate consideration after passing the house by a narrow margin, proposes critically important alterations to Medicaid and the Affordable Care Act (ACA).These Medicaid changes could result in up to 10.9 million Americans losing health insurance, according to Congressional Budget Office (CBO) estimates.

Key Provisions of the Proposed Healthcare Bill

The “One Big Beautiful Bill Act,” supported by former President Donald Trump, aims to modify several aspects of the healthcare system. Key provisions include:

  • Adding work requirements for some Medicaid recipients.
  • Mandating more frequent eligibility verification.
  • Restricting immigrant access to health insurance.
  • Modifying subsidies for marketplace coverage.

These changes are projected to disproportionately affect low-income individuals and those with disabilities,potentially reversing gains made under the ACA in reducing the uninsured rate.

Did You Know? The Affordable Care Act, enacted in 2010, substantially expanded Medicaid eligibility and provided subsidies for individuals to purchase health insurance on the marketplace, leading to a historic drop in the uninsured rate.

Impact on Medicaid Recipients

the proposed legislation introduces work requirements, obligating some individuals aged 19 to 64 to work or engage in other qualifying activities for at least 80 hours per month to maintain Medicaid coverage. States would also have the option to require proof of compliance from previous months.

For individuals with disabilities or those with caregiving responsibilities, meeting these requirements could pose significant challenges. Even without the new requirements, some Medicaid recipients already struggle to navigate the eligibility verification process.

Furthermore, the bill mandates states to conduct eligibility checks every six months for individuals who qualified for Medicaid under the expansion, potentially leading to coverage lapses due to paperwork errors or administrative hurdles.

colorado’s Potential Coverage Losses

The health policy nonprofit KFF estimates that between 120,000 and 190,000 people in Colorado could lose their insurance over the next decade due to the bill, primarily through Medicaid disenrollment. Colorado’s own estimates suggest that up to 110,000 people could leave the individual marketplace as the bill would make insurance harder to get and more expensive.

As of April, approximately 1.2 million Coloradans were enrolled in Medicaid, and about 296,000 purchased insurance through the individual marketplace.

Pro tip: Stay informed about changes to Medicaid eligibility requirements in your state. Contact your local Department of Health and Human Services for assistance with enrollment and renewal processes.

Changes to the Individual Marketplace

The bill also proposes changes to the individual marketplace, including preventing low-income individuals from enrolling outside of the open enrollment period and requiring more stringent verification processes for tax credit subsidies. This could effectively end automatic re-enrollment and shorten the enrollment window to 45 days.

additionally, the bill could lead to higher premiums and out-of-pocket costs for marketplace plans, potentially making insurance unaffordable for many individuals.

Expert Perspectives

Sara Collins, a senior scholar at the Commonwealth Fund, suggests that the intention behind the bill is to create friction in the system of obtaining and maintaining insurance through Medicaid and the individual marketplace. She believes that many people will lose coverage due to difficulties navigating the system or as insurance becomes too expensive.

Adam Fox, deputy director of the Colorado Consumer Health Initiative, believes that the estimates of coverage losses are low, particularly in states like Colorado, where county human services offices handle Medicaid eligibility. He argues that increased paperwork and processing requirements will create more opportunities for people to get lost in the shuffle.

Projected National Impact

The CBO estimates that approximately 10.9 million people nationwide would become uninsured as a result of the bill, with about 72% losing Medicaid coverage and the remainder losing insurance purchased through the individual marketplace. An additional 5.1 million could lose individual coverage if enhanced subsidies expire this year.

Potential Impact of Proposed healthcare Bill
Category Estimate
National Uninsured Increase 10.9 Million
colorado Insurance Loss (KFF) 120,000 – 190,000
Colorado Marketplace Loss Up to 110,000

these changes represent a significant shift in the healthcare landscape, potentially returning the insurance system to a state similar to that before the ACA’s passage in 2010.

Senate Prospects

The bill’s future in the Senate remains uncertain, with both fiscal conservatives and moderate Republicans expressing concerns. The debate over these proposed Medicaid changes is expected to be intense, with significant implications for millions of Americans.

What are the potential long-term consequences of these proposed Medicaid changes on public health?

How can individuals prepare for potential changes to their healthcare coverage?

Understanding Medicaid: A Historical Outlook

Medicaid, established in 1965, is a joint federal and state government program that provides healthcare coverage to millions of low-income Americans, including children, pregnant women, seniors, and individuals with disabilities. The program’s eligibility criteria and benefits vary by state, but it generally covers a wide range of medical services, including doctor visits, hospital stays, prescription drugs, and long-term care.

The Affordable care Act (ACA) of 2010 significantly expanded Medicaid eligibility, allowing states to extend coverage to adults with incomes up to 138% of the federal poverty level. This expansion led to a substantial increase in Medicaid enrollment and a corresponding decrease in the uninsured rate.

Over the years, there have been numerous debates and policy changes related to Medicaid, reflecting ongoing tensions between the goals of providing affordable healthcare access and controlling government spending. The proposed bill represents the latest chapter in this ongoing debate.

Frequently Asked Questions About the Proposed medicaid Changes


Disclaimer: This article provides general data about proposed healthcare legislation and should not be considered as legal or financial advice. Consult with a qualified professional for personalized guidance.

Share your thoughts on these proposed Medicaid changes in the comments below. Subscribe to our newsletter for the latest updates on healthcare policy!

June 15, 2025 0 comments
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