Here’s a breakdown of the provided text,focusing on the key points and themes:
Core Concept: SPFPL and its Role in Professional Heritage
SPFPL as a Basic Instrument: The text highlights the “Société de Prévoyance et de Financement des Professions Libérales” (SPFPL) as a crucial tool for structuring and transmitting professional heritage.
Integration of Medical Real Estate (SCI): A key example is the integration of a medical real estate company (SCI) that holds assets linked to the professional activity. The operating company pays rent to the SCI.
Benefits of this Scheme:
Optimized Financial Flows: Ensures efficient movement of money.
Simplified inheritance: Drastically makes passing on the business easier.
Ownership for Practitioners: Allows professionals to become owners of their practice spaces.
Transmission Tool: Facilitates the gradual transfer of a business or the inclusion of new partners.
Personal Motivation: The founder, Mounia Belkacem, draws on her own family’s difficult experience with complex and expensive property transmission to emphasize the importance of these tools.
Root & Seed Legal’s Approach: Pragmatic and Performance-Oriented
Resolving Juridico-financial Challenges: Root & Seed Legal tackles complex legal and financial issues by transforming them into measurable performance improvements.
Tailored Methodology: Their approach is designed to be customized for each professional’s specific profile and situation.
Tangible Financial Gains: The methodology leads to concrete financial benefits. Example of Optimization: A doctor with a €470,000 annual turnover can potentially increase their net income by up to €236,000 per year through optimized management of wages, mandates, and dividends.
Cumulative Savings: Over five years, this optimization can result in savings of €360,000 compared to a standard structure.
Founder’s Imperative: Mounia Belkacem emphasizes offering simple, efficient, and accessible solutions, even for busy professionals.
Adaptability to All Liberal Professions
beyond Health Professionals: While Root & Seed Legal’s expertise originated with health professionals, their optimization methodology is applicable to all liberal professions.
broader Client Base: They support various players in health and sciences,including research labs,biotech startups,medical device companies,and those in neuroscience and connected health.
Areas of Support: Mounia belkacem assists with entity structuring and contract negotiation, notably on sensitive topics like bioethics, intellectual property, and medical data.
Holistic Approach and Strategic Vision
Key Pillars of the Approach:
Anticipating developments.
Effectively structuring entities.
Securing inter-associate relations through tailored agreements.
Designing adaptable legal frameworks to support growth, partner integration, and transfers.
* “Real Strategy” Offered: The founder views their service as more than just administrative formality; it’s a powerful tool to drive economic performance and provide long-term peace of mind.
In essence, the text argues that sophisticated legal structures like SPFPLs, when managed with a pragmatic and strategic approach by firms like root & Seed Legal, can considerably improve the financial health, operational efficiency, and long-term security of liberal professionals, particularly in managing their professional heritage and business succession.
