Fitch Ratings Bendigo and Adelaide Bank Mortgage-Backed Bonds AAA

Bendigo and Adelaide Bank Limited is an Australia-based banking and financial services company. The Company is engaged in the provision of a range of banking and other financial services, including consumer, residential, business, rural and commercial lending, deposit collection, payment services, asset management wealth, margin loans, and others. The Consumer division focuses on engaging and serving its consumer customers and includes the branch network, Up digital banking, mobile relationship managers, third-party banking channels, wealth management services, Homesafe and functions customer support. The Business and Agribusiness segment focuses on servicing businesses and includes Business Banking, Portfolio Funding and Rural Bank, which includes all banking services provided to Australia’s agribusiness, rural and regional communities. The Corporate segment includes its supporting functions, including treasury, technology, cards and payments, real estate services, strategy, finance and others.