City of Dallas Offers Forgivable Home Repair Loans Up to $24,000

The City of Dallas opened an application window for its Home Repair Program on October 5, offering forgivable loans up to $24,000 for low- and moderate-income homeowners. Volunteers of America Texas is accepting applications through October 16, 2026, aiming to fund critical repairs for more than 400 residential properties.

Forgivable Loans Fund Essential Home Upgrades

The program provides financial support specifically designated for essential home upgrades. Eligible homeowners can secure funds to repair roofs, electrical wiring, and plumbing systems. Assistance also covers climate control installations and accessibility modifications.

The funding structure relies on forgivable loans. Volunteers of America Texas assumed direct management of the initiative in February 2026. The organization partnered with the city of Dallas and the Addy Foundation to make the program possible.

Applicants Must Submit Paperwork by October 16

Applicants face a hard deadline of October 16, 2026, to submit their paperwork. Volunteers of America Texas outlines multiple pathways for residents to apply:

• Online through the official VOA Texas application portal.
• By email via HIPP@voatx.org.
• In person at The DEC, located at 3560 W. Camp Wisdom, #200, Dallas, operating Monday through Friday from 9 a.m. to 4:30 p.m.

Applicants with specific inquiries regarding the process can contact program staff directly by phone at 817-494-0980.

Applicants Must Provide Identity and Ownership Proof

Securing a spot in the program requires a fully completed HIPP application form alongside verification of identity and homeownership.

Applicants must submit a valid state driver’s license or state-issued identification card. Proof of Social Security numbers or permanent resident cards is mandatory for every individual living in the home. Homeowners must also present their property deed or official proof of ownership to verify that they hold legal title to the residence.

Home Repairs Prevent Displacement for Dallas Families

Volunteers of America Texas emphasizes that repairing a house is the difference between stability and displacement for many. The initiative specifically targets older adults and working families.

For many households, maintaining a sound roof or functional plumbing is the defining factor between housing stability and losing a home. Preserving these properties safeguards generational housing wealth within Dallas neighborhoods.